Get Financial Advice and Transform Your Future
Credit.org is a nonprofit financial counseling agency with over 40 years of experience.
Our mission is simple, yet vital: We improve the lives and financial well-being of
individuals and families by providing quality financial education & coaching.
Build Your Credit
Manage your personal finances and improve your credit with our personalized, one-on-one Credit Coaching.
Credit reports can be tricky. Walk through you report line-by-line with a certified credit expert. Walk away with a concrete plan on how to reach your financial & credit goals.
Follow our sound & simple tips to improve your credit score and spending habits.
It’s important to always have a plan when it comes to your wallet – we make budgeting & planning easy.
Get Out Of Debt
Speak with our certified, HUD-approved Debt Coaches to review all your options and discuss best strategies for getting out of debt.
Pay of your credit card debt faster and learn best spending practices from our certified financial coaches.
Take charge of your debt. Our Debt Coaching and Debt Management Plans eliminate debt faster, and allow you to enjoy financial freedom and start building wealth.
Our Coaches provide the required education regarding bankruptcy and also create an individualized budget that assists you and your family to make sound financial choices.
Don’t let education damage your financial future. Our certified financial coaches will help you manage your student loan debt.
Own A Home
Make your dream of homeownership a reality and prepare yourself and your finances for a mortgage with our Mortgage Readiness Coaching.
Are you mortgage ready? Try our Mortgage Readiness Quiz to see if you are ready to buy a home.
Homeownership is more affordable than you may think. See how much home you can afford with our Mortgage Calculators.
Ready to buy your first home? Our Pre-Purchase Coaching will prepare you for homeownership & give you access to special loans and down payment assistance.
We educate homebuyers and help create successful homeowners. Take our online course anytime, anywhere, or see if we have a workshop in your area.
A Reverse Mortgage can assist in providing a tax-free cash flow to eligible homeowners 62 years of age or older.
Find out your options and get advice on foreclosure alternatives, loan modifications, government mortgage relief, short sales, forbearance, deed-in-lieu and more.