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This agreement constitutes the entire agreement between credit.org and you with respect to your use of any credit.org web site. Any cause of action you may have with respect to your use of the web site must be commenced within one (1) year after the claim or cause of action arises, excluding claims that may be brought under 11 U.S.C. 111(g)(2). If, for any reason, a court of competent jurisdiction finds any provision of this agreement or portion thereof to be unenforceable, the provision shall be enforced to the maximum extent permissible so as to effect the intent of the agreement, and the remainder of this agreement shall continue in full force and effect.
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Last Revised: 06/6/2012