Skip to Content Skip to Navigation

Personal Finance Blog

Catch up on the latest credit.org news and personal finance trends.

Find your financial freedom and partner with our experts by reading the latest in personal finance advice and tips!


Have you ever wondered what would happen if you didn’t pay your debts?  At first, the consequences are straightforward, your creditor may report your delinquent debt to the credit bureaus, leaving a mark on your credit report and affecting your credit score.  If you continue to miss payments, your creditor may deem your loan “bad”…

Read More

read more

Good Debt Vs. Bad Debt

Having debt can be a good thing. Your credit history – the biggest factor that allows you to purchase big-ticket items like cars and houses – is based around how well you handle your debt. That said, many Americans are living with more “bad debt’ than what’s considered “good debt.” According to the Northwestern Mutual’s…

Read More

read more

A high credit score will make it easier to qualify for mortgages and car loans, start a business, and, in some cases, secure a job. More importantly, a good credit score reflects a secure financial standing, meaning you have fewer money problems to worry about.  Striving for a good credit score is one of the…

Read More

read more

Is Debt Settlement a Good Idea?

Debt settlement is often portrayed by settlement companies as a magic bullet for anyone drowning in debt. But the truth is, debt settlement is only an ideal debt solution if : You have $10,000 or more unsecured debt You’re frequently late on debt payments You’re having trouble making the minimum payment amounts every month You…

Read More

read more

What is a Charged Off Debt?

Did you know that making debt payments on time plays a significant role in your credit score? Missing a payment can bring your score down several points, and the longer you put off making payments, the more your credit suffers. Late payments bring on a slew of penalties, including: Late fees Increased interest rates Higher…

Read More

read more

It’s no secret: whether you’re an incoming college student or their lucky parents, tuition payment strategies are an important topic before school starts.  Student loans are becoming one of the largest types of debt in the nation. For most people, they are often necessary to receive a college education.  If you’re not careful, student debt…

Read More

read more
Close

Get The Financial

Advice That Is Right For You


Build Your Credit.
Get Out of Debt.
Own A Home.

One of our Financial Coaches will contact you to discuss the path to reaching your financial goals.

Speak to a Coach Now 800.431.8157
Hours of Operation Monday through Friday 7am to 7pm (Pacific)