Bankruptcy Fee Waiver & Fee Reduction Policy – For both Pre-filing Credit Counseling and Pre-discharge Debtor Education Counseling fees will apply, however, fees may be waived or reduced if a client presumptively lacks the ability to pay the fee; if the client's household's current income is less than 150 percent of the poverty guidelines updated periodically in the Federal Register by the U.S. Department of Health and Human Services. For purposes of this assessment, “client household” is defined as the individual client, spouse (unless the client is separated and not intending to file a joint bankruptcy petition) and any other dependents. To apply for a fee waiver or fee reduction, we require the client to provide a copy of their most recent income statement or latest tax return, which may be faxed to 951-783-1302 or emailed to [email protected] upon completion of the course registration. Please include your client identification number along with your first and last name, household size, and the course you are looking to complete. Once we have received the proper documentation, we encourage you to contact us so we may confirm your request and continue with your counseling requirements.
* In cases where individuals are unable to afford our services, managers have the liberty to reduce or waive associated fees.