CREDIT.ORG

Financial Education Services

Get the Financial Advice that is Right for You!
Services We Offer-min

Credit Building Services

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Free Credit Counseling

Manage your personal finances and improve your credit with our personalized, one-on-one credit counseling.
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Credit Score Education

Follow our sound & simple tips to improve your credit score and spending habits.
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Review Credit Report

Address your credit card debt head-on with a debt management program. We craft a tailored debt management plan aimed to reduce your credit card debt, make monthly payments more manageable, and improving your credit score.
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Budgeting Tools

It’s important to always have a plan when it comes to your wallet – we make budgeting & planning easy.

Debt Relief Services

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Free Debt Counseling

Speak with our debt counselors to review all your options and discuss the best strategies for getting out of debt.
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Debt Management Plans (DMPs) & Programs

Eliminate debt faster, enjoy financial freedom and start building wealth.
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Debt Settlement Solutions & Programs

Address your credit card debt head-on with a debt management program. We craft a tailored debt management plan aimed to reduce your credit card debt, make monthly payments more manageable, and improving your credit score.
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Filing for Bankruptcy

Our debt counselors can help you obtain the certificate you need to file for bankruptcy or discharge debts in bankruptcy.

Housing Assistance Services

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Get First-Time Home Buyer Counseling

Our award-winning counseling service provides education, resources, and guidance to make your home buying process efficient, stress-free, and rewarding.
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Foreclosure Help & Mortgage Assistance

Work with our HUD Certified Housing Counselors who will assess your current mortgage needs and help guide you to the options that are best suited for your specific situation.
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Rental Assistance

Our financial counselors have access to a wide range of resources designed to guide consumers on Section 8 vouchers, utility cost reduction programs, and more.
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Online Classes for First-Time Home Buyers

Our HUD Certified Housing Counselors home buyer classes will help you navigate the home buying process and equip you with useful tools & resources for purchasing a home.
Ready to start changing your life and become debt-free?

Counseling and Education Pricing

Credit Counseling Services

FREE
Financial Education and Counseling
Budgeting Sessions
Pre-Purchase Counseling
Foreclosure Prevention Counseling
Default Rental Counseling

Debt Management Plan (DMP)

Price Varies
Enrollment (one-time setup fee) $0-$50
Monthly Program Administration (monthly fee depending on State regulations) $0-$75

Home Ownership and Equity Protection Act (HOEPA) Counseling

Price Varies
HOEPA Counseling and Certificate

Reverse Mortgage Counseling

Price Varies
Reverse Mortgage counseling and Certificate

Rental Counseling

Price Varies
Rent for Success Counseling and Certificate

Student Loan Counseling

FREE
Student Loan Counseling

Homebuyer Education

Price Varies
On-line (Framework®)
On-line (eHome America) - real estate housing finance agency
Online (eHome America) - CALHFA
Live seminar

Educational Materials

FREE
Road Map to Financial Freedom(book)
The Power of Paycheck Planning(book)
The Wise Use of Credit(book)
Please contact our Education Department for additional free Publications

Bankruptcy Counseling

Price Varies
Pre-filing Credit Counseling Online - The fee for an Internet session is $45.00. This fee is the same for either a single-filer or joint filers if both attend the same session.
Pre-discharge Debtor Education – The fee for an online session is $35.00. This fee is for either single or joint Debtor Education Counseling.

* In cases where individuals are unable to afford our services, managers have the liberty to reduce or waive associated fees. 

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Want to Learn More About Our Services?

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