Financial Education and Counseling
Budgeting Sessions
Pre-Purchase Counseling
Foreclosure Prevention Counseling
Default Rental Counseling
Enrollment (one-time setup fee) $0-$50
Monthly Program Administration (monthly fee depending on State regulations) $0-$75
HOEPA Counseling and Certificate
Reverse Mortgage counseling and Certificate
Rent for Success Counseling and Certificate
Student Loan Counseling
On-line (Framework®)
On-line (eHome America™) - real estate housing finance agency
Online (eHome America™) - CALHFA
Live seminar
Road Map to Financial Freedom(book)
The Power of Paycheck Planning(book)
The Wise Use of Credit(book)
Please contact our Education Department for additional free Publications
Pre-filing Credit Counseling Online - The fee for an Internet session is $45.00. This fee is the same for either a single-filer or joint filers if both attend the same session.
Pre-discharge Debtor Education – The fee for an online session is $35.00. This fee is for either single or joint Debtor Education Counseling.
Bankruptcy Fee Waiver & Fee Reduction Policy – For both Pre-filing Credit Counseling and Pre-discharge Debtor Education Counseling fees will apply, however, fees may be waived or reduced if a client presumptively lacks the ability to pay the fee; if the client's household's current income is less than 150 percent of the poverty guidelines updated periodically in the Federal Register by the U.S. Department of Health and Human Services. For purposes of this assessment, “client household” is defined as the individual client, spouse (unless the client is separated and not intending to file a joint bankruptcy petition) and any other dependents. To apply for a fee waiver or fee reduction, we require the client to provide a copy of their most recent income statement or latest tax return, which may be faxed to 951-783-1302 or emailed to [email protected] upon completion of the course registration. Please include your client identification number along with your first and last name, household size, and the course you are looking to complete. Once we have received the proper documentation, we encourage you to contact us so we may confirm your request and continue with your counseling requirements.
* In cases where individuals are unable to afford our services, managers have the liberty to reduce or waive associated fees.