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Start today with a FREE debt analysis and talk with one of our financial coaches. Together, we will:

  • Review your finances
  • Discuss debt relief options
  • Create an action plan


Manage your personal finances and improve your credit with our personalized, one-on-one Credit Coaching.


Speak with our Debt Coaches to review all your options and discuss the best strategies for getting out of debt.


Make your dream of homeownership a reality and prepare yourself and your finances for a mortgage with our Mortgage Readiness Coaching.

Our Mission is a non-profit organization formed in 1974 with a mission to provide consumers with the financial education and debt relief options needed to ensure they are on the right path to financial freedom. Our goal is to provide the financial tools, one step at a time, for our clients to achieve immediate solutions to their debt problems.

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Accredited by the Better Business Bureau (BBB). Since 1983, we have maintained our A+ rating with the Better Business Bureau and take it seriously.


The Council on Accreditation (COA). undergoes an extensive review process by an independent review group to make sure we provide the best possible nonprofit services to the community.


U.S. Department of Housing and Urban Development (HUD) approved housing counseling agency. To maintain this certification, we keep meticulous records and undergo regular audits.


Member of the National Foundation for Credit Counseling (NFCC). The National Foundation for Credit Counseling promotes the national agenda for financially responsible behavior, financial educations, and consumer credit counseling services.

EOUST is approved by the U.S. Department of Justice Executive Office for U.S. Trustees (EOUST) and the U.S. Bankruptcy Administrators of North Carolina and Alabama to provide mandatory pre-filing and post discharge bankruptcy counseling pursuant to the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.


The United Way Inland Valley (UWIV) advocates for education, financial stability, and housing of every person in our community. is honored to receive annual support as an approved UWIV funded agency.

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Satisfied Clients

By taking advantage of our offerings, we have helped consumers reduce or eliminate their debt, improve their credit, and start reaping the benefits that come with improved financial stability.


Sessions Completed

Working with one of our financial coaches will help you pay off debt faster and manage your personal finances more efficiently.


Financial Coaches

Our people improve the lives and financial well-being of individuals and families by providing quality financial education and coaching.

What you didn’t know about finances...

Practicing good family savings habits

Save as a Family: America Saves Week

Free Webinar: Friday, Feb. 26th – 10am – 11am (PST) Click here to join us for today’s FREE webinar! If you’re like most Americans, you don’t save enough. America Saves Week aims to correct that, but it’s a lot easier to save if you got into the habit while young. If you didn’t learn to…

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Save by Reducing Debt: America Saves Week

Free Webinar: Thursday, Feb. 25th – 10am – 11am (PST) Click here to join us for today’s FREE webinar! Saving money isn’t just about putting aside funds. People save by spending less, investing, becoming homeowners… a savings account isn’t the beginning and end of a saver’s journey. That’s why day 4 of America Saves Week…

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Save to Retire: America Saves Week

Free Webinar: Wednesday, Feb. 24th – 10am – 11am (PST) Click here to join us for today’s FREE webinar! Too few people have a plan for their retirement savings. That’s why day 3 of America Saves Week this year is about saving for retirement. It’s important not to assume you’ve got all the time in…

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Build Your Credit.
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Hours of Operation Monday through Friday 7am to 7pm (Pacific)