
Certified · Confidential · Free

HUD Certified

NFCC Certified

501(c)(3) Nonprofit

People helped yearly
Years of service
Free & confidential
No cost, no obligation

Certified · Confidential · Comprehensive

HUD Certified

NFCC Certified

501(c)(3) Nonprofit

Average # of people helped yearly
Years of service
Unbiased & confidential
trusted advice, no obligation

— Mark T., Los Angeles


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Average # of people helped yearly
Years of trusted service
Unbiased & confidential
Approved agency


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Call, fill out a short form, or schedule online — whatever feels easiest. There's no commitment, and your first session is free.


A certified counselor will take time to understand your situation — your goals, your challenges, your questions. No pressure, no judgment.


Together, you'll build a realistic, practical plan that fits your life. We explain every option and make sure you feel confident moving forward.


With your plan in place, you take action — and we stay with you along the way. Check-ins, tools, and resources are always available.


Schedule your personalized session today — no paperwork required
Real experiences from people who trusted Credit.org for debt relief, housing support, and financial guidance.


“It was great. My coach was super nice answered any questions I had and was very knowledgeable. I definitely picked the right company from the list I received. Thank you for explaining things so thoroughly.”


"Our session went very well, and we were very pleased with Deborah. She took her time and answered all of our questions. She really put us at ease and made us feel good about going through the counseling. We would absolutely recommend Deborah to...


"Exceptional service and the counselor that I dealt with was Jannet. She was very good. She explained everything very thoroughly and answered all of my questions. Exceptional and highly recommended."

in Homeowner Support Delivered

Counseling Sessions Completed

Online Education Participants
Confidential counseling from certified nonprofit experts.







June 30, 2025
Jeff Michael

Private & confidential
Start now
HUD-certified
No commitment