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Home Buying with HOEPA and Pre-Purchase Counseling

Ready to unlock the door to your dream home?

Dive into Credit.org's HOEPA and pre-purchase counseling! Navigate the maze of home buying with ease, tackle HOEPA's secrets, and arm yourself against unfair lending. It's not just counseling—it's your first step to confident, savvy homeownership.
Get Started Now1 (800) 294-3896

Unlocking HOEPA Benefits with Housing Counseling

In-Depth Understanding of HOEPA Regulations

Navigate the HOEPA landscape with ease. Our services provide a comprehensive breakdown of HOEPA regulations, ensuring you're fully aware of your rights and protections as a homebuyer.

Customized Guidance for First-Time Buyers

Tailored specifically for first-time homebuyers, our pre-purchase counseling demystifies the homebuying process. We offer personalized advice to match your individual housing needs and financial situation.

Financial Preparedness for Home Ownership

A cornerstone of our service is ensuring your financial readiness for home ownership. We assist in budget planning, mortgage understanding, and preparing for the financial responsibilities of owning a home.

Risk Assessment and Mitigation Strategies

Assessing potential risks is vital. Our HOEPA/Pre-Purchase counseling services include evaluating financial risks associated with homebuying and providing strategies to mitigate them effectively.
Starting Your Home Buying Journey?
Contact Us Today!
Get Started Now1 (800) 294-3896
Empowerment Through Knowledge

Why Trust Credit.org’s HOEPA and Pre-Purchase Counseling?

Knowledge is your greatest asset in homebuying. Our counseling services empower you with the necessary knowledge to navigate the housing market confidently and securely.

Distinguishing Features of Our Counseling Service

Comprehensive Market Insights

Stay ahead with our extensive market insights. We provide up-to-date information and trends in the real estate market, aiding in your decision-making process.

Strategies for Smart Home Investment

Our counseling services focus on long-term home investment strategies. We help you understand how to choose properties that align with both your current and future financial goals.

Expert Housing Counselors

Benefit from the expertise of our seasoned counselors who specialize in HOEPA and pre-purchase counseling. Their guidance is an invaluable resource in your homebuying journey.
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Transformative Counseling for New Homeowners

Revolutionize Your Home Purchase Experience

Our HOEPA and pre-purchase counseling services don’t just prepare you for buying a home; they transform the way you approach this significant life event, making sure a wise and well-informed purchase is made.
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Credit.org's ecosystem of all the financial education, financial education, financial counseling, financial guides, financial videos, and virtual/ in-person courses.
Comprehensive Tools for Future Homeowners

HOEPA Education & Resources

Alongside counseling, we provide an array of education and resources. These materials are designed to support and enhance your understanding of the homebuying process.
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First-Time Home Buyer Frequently Asked Questions

FAQ Accordion

How can you help if I am struggling to pay my mortgage?▼

We can look at your mortgage repayment options and help you make decisions on next steps.

Can you help me refinance or modify my mortgage?▼

Housing counselors at Credit.org can contact your servicer with you on the line, but we can’t guarantee a positive outcome. Your outcome will depend on what your servicer is willing to offer and/or your eligibility for specific state and federal housing programs.

Can you stop my foreclosure?▼

We are not attorneys and we cannot stop a lawful foreclosure. However, you may still have the ability to save your home, which is why it's important to speak with a qualified foreclosure counseling specialist as soon as possible.

Is there any cost for foreclosure counseling?▼

Foreclosure prevention counseling is provided for free. There is no cost and no risk to use this service.
Deep Dive into Homebuying Essentials

Expand Your Homebuying Knowledge

Our blogs offer thorough educational content, covering everything from HOEPA implications to smart pre-purchase decisions.
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Credit.org is not a loan company. We do not loan / lend money.
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Credit.org is an independent nonprofit financial counseling agency and is not affiliated with any mortgage, lending or servicing provider. The content, links and resources in this site are presented for informational purposes only and should not be construed as legal or tax advice.

Credit.org is not a credit repair company.
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Credit.org does not offer credit repair services. Our focus is on providing educational resources, counseling, and support to help individuals improve their financial health and achieve their homeownership goals. We do not engage in activities that promise to remove or alter negative credit information from credit reports.
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