Enjoy Your Retirement
with a Reverse Mortgage

Are you 62 or older and considering a
reverse mortgage to enhance your retirement?

With a reverse mortgage, you can tap into your home’s equity to supplement your retirement income, eliminate debt, or pay your monthly mortgage payments. Our HUD-approved Housing Counselors are here to guide you every step of the way. Get your HECM counseling certificate to meet the loan program requirement.
Get Started Now1 (800) 294-3896
A house with coins on the the house.

What is a Reverse Mortgage?
Access Your Home’s Equity for Retirement

How Does a
Reverse Mortgage Work?

A reverse mortgage can be a powerful tool to help you achieve financial peace of mind while staying in the home you love. Whether you want to boost your retirement income or pay off debts, we guide you through the entire process, ensuring clarity and confidence in your decisions.

Understand the Pros and
Cons of a Reverse Mortgage

We’re here to provide you guidance on the reverse mortgage pros and cons. Our HUD-approved housing counselors will help you explore whether a reverse mortgage is a good idea for your financial goals. We’ll walk you through the benefits, costs, and long-term impact, so you can make the best choice for your future with confidence.

Get Clarity with our
Reverse Mortgage Calculator

Every homeowner’s situation is unique. With our reverse mortgage payment calculator, you’ll get a clear view of how much you could qualify for based on your home’s value. Our counselors will guide you step by step, using reverse mortgage calculators and tools to create a plan tailored to your specific needs.
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Is a Reverse Mortgage a Good idea?

What are the Reverse
Mortgage Requirements?

To qualify for a reverse mortgage, you must be 62 or older, own your home, and have significant equity. A reverse mortgage can help increase your financial flexibility by tapping into your home’s equity while allowing you to stay in your home. Whether a reverse mortgage is a good idea depends on your financial goals. Our HUD-approved housing counselors will guide you through the reverse mortgage requirements, helping you understand the pros and cons of a reverse mortgage so you can make the best decision for your retirement.
Get Started Now

How Counseling Can Help
You Unlock Home Equity

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Retirement Planning
with Home Equity

We educate you through the process of converting part of your home's value into cash, enhancing your financial flexibility during retirement.
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Informative Home Equity
Loan Counseling Sessions

We believe in empowering our clients with knowledge. Our reverse mortgage counseling includes educational sessions that clarify the process and potential considerations of reverse mortgages.
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Supportive Reverse
Mortgage Assistance

Navigating reverse mortgages can be complex. Our counseling session provides comprehensive support, assisting you to ensure a smooth and confident experience.
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Retirement Planning
with Home Equity

Opting for our reverse mortgage counseling session can lead to a more secure and comfortable retirement. We educate you on your home equity to support your financial needs.
Get Started Now1 (800) 294-3896
Reimagine Your Retirement with Reverse Mortgage

Mortgage Solutions
for Retirees

A reverse mortgage offers you a pathway to redefining your retirement years. By utilizing your home equity effectively, you can enjoy a retirement with greater financial ease and stability.
Read Our Success Stories
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Calculate how much mortgage you can afford

Explore Your Options with
Our Reverse Mortgage Calculator

Use our reverse mortgage calculator to estimate how much home equity you can access and determine how much mortgage you can afford. Whether you're looking to eliminate monthly mortgage payments or supplement your retirement income, this tool provides accurate insights for your financial planning.
Use Reverse Mortgage Calculator

Reverse Mortgage
Frequently Asked Questions

Why is it important to speak with a housing counselor from a HUD-Approved Agency?▼

It’s important to understand and carefully consider your decision. There are risks, obligations, and costs associated with obtaining a reverse mortgage loan – our job is to make sure you are fully informed to make the best possible decision for your situation.

Will I still have an estate that I can leave to my heirs?▼

When you sell your home or no longer use it as your primary residence, you or your estate will repay the cash you received from the reverse mortgage, plus interest and other fees, to the lender. The remaining equity in your home, if any, belongs to you or your heirs.

How can I find out if a reverse mortgage is right for me?▼

Contact Credit.org to speak with one of our HUD Certified Housing Counselors to obtain education on a reverse mortgage. Our counselors will explain how a reverse mortgage works, including the benefits and potential drawbacks, and will help you assess your financial situation to determine if a reverse mortgage aligns with your needs and goals.
Get Your Questions Answered

Enhance Your Knowledge of Reverse Mortgages

Curious about the full scope of reverse mortgage options? Our blogs offer in-depth insights, helping you grasp the process and advantages of reverse mortgages for your retirement planning.
View Blogs
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