Enjoy Your Retirement
with a Reverse Mortgage

Are you 62 or older and considering a
reverse mortgage to enhance your retirement?

With a reverse mortgage, you can tap into your home’s equity to supplement your retirement income, eliminate debt, or pay your monthly mortgage payments. Through HUD-approved counseling, gain clear understanding of what a reverse mortgage is, how a reverse mortgage works, and whether it aligns with your financial needs.
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(HECM)Schedule Your Appointment
(NON-HECM)800-294-3896
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Reverse Mortgage Counseling Works

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Explore Your Options, Obtenga el control financiero

Obtenga una visión clara de lo que su informe crediticio dice sobre usted. Nuestros expertos lo guían a través de cada factor que afecta su calificación y lo ayudan a identificar exactamente dónde se pueden realizar mejoras.

Corregir errores de informes,
Construye una puntuación más sólida

Identificaremos y abordaremos las imprecisiones que puedan estar reduciendo tu puntuación. La corrección de estos errores proporciona un nuevo comienzo y una base sólida para el crecimiento continuo del crédito y la salud financiera.
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Take Action, Enjoy Your Retirement!

Nuestro enfoque no se limita a revisar, sino que lo preparamos para el éxito. Con un plan de acción personalizado, sabrá exactamente qué medidas debe tomar para mejorar su calificación y aprovechar nuevas oportunidades financieras.

Step-by-Step
Reverse Mortgage Counseling Process

Step 1
Start With a  
Reverse Mortgage

Learn about the basics of a reverse mortgage, including how it allows you to convert home equity into income. This counseling session explains the fundamentals, so you have a clear answer to “what is a reverse mortgage” and “how does a reverse mortgage work.”

Step 2
Choose the Right
Type of Reverse Mortgage

Discover the different types of reverse mortgages, Single-Purpose, Home Equity Conversion Mortgage (HECM), and Proprietary Reverse Mortgage. This step clarifies the unique aspects of each type, helping you decide which might be the best fit.

Step 3
Discuss Pros, Cons,
and Alternatives

Your counselor will explain the long-term impact, answer all questions, and ensure you understand the risks, benefits, and if this is the best choice for your lifestyle goals.

Step 4
Get a Clear, Confident Retirement Strategy

You’ll leave with a full clarity on next steps, and a plan to use your home equity to reduce debt, increase income, or enjoy the retirement you deserve.
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Reverse Mortgage Tools & Resources for Informed

Get clear, unbiased resources to help you understand how reverse mortgages work. From eligibility checklists to equity calculators, our tools empower you to explore your options, plan confidently, and protect your long-term financial future.
Explore Our Resources

Reverse Mortgage FAQ's

What Are the Eligibility Requirements for a Reverse Mortgage?

*Hover over for answer
To qualify, you must be 62+, own your home, and live in it as your primary residence. A counselor can confirm your eligibility and walk you through next steps.

Why Speak with a Counselor from a HUD-Approved Agency?

*Hover over for answer
A HUD-certified counselor ensures you fully understand the risks, costs, and benefits of a reverse mortgage, so you can make a confident, informed decision.

How Can I Know If a Reverse Mortgage Is Right for Me?

*Hover over for answer
Our HUD-approved counselors will help you assess your finances, explain pros and cons, and guide you through the decision based on your goals and needs.

Will I Still Have an Estate to Leave to My Heirs?

*Hover over for answer
Yes, any remaining home equity after repaying the reverse mortgage loan and interest goes to your estate or heirs when the home is sold or vacated.
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