We believe in full transparency. This page provides state-by-state regulatory contacts, licensing information, charitable registrations, and required disclosures. In some cases, service availability may vary based on your state of residence.
Alaska
Regulatory Contact:
Alaska Department of Commerce, Community and Economic Development
Division of Banking and Securities
150 3rd Street, Suite 217
Juneau, AK 99811
Charitable Contact:
Alaska Department of Law
Attorney General's Office
1031 West 4th Avenue, Suite 200
Anchorage, AK 99501
Arizona
California
Regulatory Contact:
California Department of Financial Protection and Innovation (DFPI)
1515 K Street, Suite 200
Sacramento, CA 95814
License #247-0025
$25,000 Bond
Charitable Contact:
California Department of Justice
Office of the Attorney General
Registry of Charitable Trusts
1300 I Street
Sacramento, CA 95814
Registration #24660
Regulatory Contact:
Arizona Department of Financial Institutions
2910 North 44th Street
Phoenix, AZ 85018
License #DMBR-0116123, DM-0908191
$25,000 Bond
Charitable Contact:
Arizona Secretary of State
Business Services, Charities Division
Capital Executive Tower, 7th Floor
1700 West Washington Street
Phoenix, AZ 85007
Registration #23329
Colorado
Regulatory Contact:
Colorado Judicial Center
1300 Broadway, 6th Floor
Denver, CO 80203
License #DMG-2000012
$50,000 Bond
The establishment of a debt management plan may adversely affect an individual’s credit rating or credit scores, and nonpayment of debt may lead creditors to increase finance and other charges or undertake collection activity, including litigation.
Charitable Contact:
Colorado Department of State
Charitable Solicitations Program
1700 Broadway
Denver, CO 80290
Registration #20053008237
Hawaii
Regulatory Contact:
Hawaii Division of Financial Institutions
King Kalakaua Building
335 Merchant Street, Room 221
Honolulu, HI 96813
Charitable Contact:
Hawaii Department of the Attorney General
425 Queen Street
Honolulu, HI 96813
Idaho
Regulatory Contact:
Idaho Department of Finance
Consumer Finance Bureau
800 Park Boulevard, Suite 200
Boise, ID 83720
License #CDC-8220
$15,000 Bond
Charitable Contact:
Idaho Office of Attorney General
700 West Jefferson Street
Boise, ID 83720
Montana
Regulatory Contact:
Montana Department of Justice
Office of Consumer Protection
2225 11th Avenue
Helena, MT 59620
License #2012-121
$50,000 Bond
Charitable Contact:
Montana Secretary of State
State Capitol Building
1301 East 6th Avenue
Helena, MT 59601
Nevada
Regulatory Contact:
Nevada Department of Business and Industry
Financial Institutions Division
Licensing Office
1830 College Parkway
Carson City, NV 89706
License #DMSM11011
$10,000 Bond
Charitable Contact:
Nevada Department of Justice
Office of the Attorney General
100 North Carson Street
Carson City, NV 89701
New Mexico
Regulatory Contact:
New Mexico Regulation & Licensing Department
Toney Anaya Building
2550 Cerrillos Road
Santa Fe, NM 87504
Charitable Contact:
Office of New Mexico Attorney General
Registry of Charitable Organizations
111 Lomas Boulevard, N.W., Suite 300
Albuquerque, NM 87102
Registration #20093711025068817
Oregon
Regulatory Contact:
Oregon Department of Consumer and Business Services
Division of Finance & Corporate Securities
350 Winter Street, NE, Room 410
Salem, OR 97310
License #DM 80032
$25,000 Bond
Charitable Contact:
Oregon Department of Justice
Charitable Activities Section
1515 SW 5th Avenue, Suite 410
Portland, OR 97201
Registration #35367
Utah
Regulatory Contact:
Utah Department of Commerce
Division of Consumer Protection
Heber Wells Building
160 East 300 South, 2nd Floor
Salt Lake City, UT 84111
License #7271901-DBTM
$100,000 Bond
Charitable Contact:
Utah Department of Commerce
Division of Consumer Protection
160 East 300 South
Salt Lake City, UT 84111
Registration #6717789-CHAR
Washington
Regulatory Contact:
Washington State Department of Financial Institutions
Division of Banks
150 Israel SE
Tumwater, WA 98501
Charitable Contact:
Washington Office of the Secretary of State
Charities Program
801 Capitol Way South
Olympia, WA 98504
Registration #22218
Wyoming
Regulatory Contact:
Wyoming Division of Banking
Herschler Building East, Suite 201
122 West 25th Street
Cheyenne, WY 82002
Charitable Contact:
Wyoming Secretary of State
Herschler Building East, Suite 101
122 West 25th Street
Cheyenne, WY 82002
Illinois
Regulatory Contact:
Illinois Department of Financial and Professional Regulation
Division of Financial Institutions
Consumer Credit Section
320 West Washington, Suite 229
Springfield, IL 62701
License #DM 205
$25,000 Bond
Charitable Contact:
Illinois Office of the Attorney General
Charitable Trust & Solicitation Bureau
100 West Randolph Street, 11th Floor
Chicago, IL 60601
Registration #01045559
Indiana
Regulatory Contact:
Indiana Department of Financial Institutions
30 South Meridian Street, Suite 300
Indianapolis, IN 46204
License #13645
$50,000 Bond
Charitable Contact:
Indiana Office of the Attorney General
5th Floor - Indiana Government Center South
302 West Washington Street
Indianapolis, IN 46204
Iowa
Regulatory Contact:
Iowa Division of Banking
200 East Grand Avenue, Suite 300
Des Moines, IA 50309
License #DM-2005-0258
$25,000 Bond
Charitable Contact:
Iowa Department of Justice
Attorney General, Consumer Protection Division
Hoover State Office Building
1305 East Walnut
Des Moines, IA 50319
Kansas
Regulatory Contact:
Kansas Office of the State Bank Commissioner
700 S.W. Jackson, Suite 300
Topeka, KS 66603
License #CSO.0019047
$50,000 Bond
Charitable Contact:
Kansas Secretary of State
Consumer Protection Division
120 S.W. 10th Avenue, 2nd Floor
Topeka, KS 66612
Registration #384-702-7
Michigan
Regulatory Contact:
Michigan Department of Insurance and Financial Services
530 W. Allegan Street, 7th Floor
Lansing, MI 48933
License #0012640
$25,000 Bond
Charitable Contact:
Michigan Department of Attorney General
Charitable Trust Section
G. Mennen Williams Building, 7th Floor
525 West Ottawa Street
Lansing, MI 48909
Registration #MICS-31470
Minnesota
Regulatory Contact:
Minnesota Department of Commerce
85 7th Place East, Suite 500
St. Paul, Minnesota 55101
License #MN-DM 942397
Charitable Contact:
Minnesota Office of the Attorney General
1200 Bremer Tower
445 Minnesota Street
St. Paul, MN 55101
Registration #1528682-2
$5,000 Bond
Missouri
Regulatory Contact:
Missouri Division of Finance
301 West High Street
Truman State Office Building, Room 630
Jefferson City, MO 65102
$100,000 Bond
Charitable Contact:
Missouri Attorney General
Supreme Court Building
207 West High Street
Jefferson, MO 65102
Nebraska
Regulatory Contact:
Nebraska Secretary of State - Licensing Division
1305 State Capitol
Lincoln, NE 68509
$10,000 Bond
Charitable Contact:
Nebraska Secretary of State
State Capitol, Room 1305
1445 K Street
Lincoln, NE 68509
North Dakota
Regulatory Contact:
North Dakota Department of Financial Institutions
2000 Schafer Street, Suite G
Bismarck, ND 58501
$5,000 Bond
Charitable Contact:
North Dakota Secretary of State
600 East Boulevard Avenue, Dept 108, 1st Floor
Bismarck, ND 58505
Registration #9399
Ohio
Regulatory Contact:
Ohio Department of Commerce
Division of Financial Institutions
77 South High Street, 21st Floor
Columbus, OH 43215
Charitable Contact:
Ohio Attorney General
Charitable Law Section
150 East Gay Street, 23rd Floor
Columbus, OH 43215
Registration #05 5077
South Dakota
Regulatory Contact:
South Dakota Department of Labor and Regulation
Division of Banking
217 1/2 West Missouri Avenue
Pierre, SD 57501
Charitable Contact:
South Dakota Secretary of State
500 East Capitol Avenue
Pierre, SD 57501
Wisconsin
Regulatory Contact:
Wisconsin Department of Financial Institutions
Licensed Financial Services
345 West Washington Avenue, 4th Floor
Madison, WI 53703
License #155
$5,000 Bond
Charitable Contact:
Wisconsin Department of Regulation and Licensing
1400 East Washington Avenue, Room 173
Madison, WI 53703
Registration #9331-800
Alabama
Regulatory Contact:
Alabama Securities Commission
401 Adams Avenue, Suite 280
Montgomery, AL 36104
License # SC 354
$10,000 Bond
Charitable Contact:
Alabama Office of the Attorney General
Consumer Protection Section
501 Washington Avenue
Montgomery, AL 36104
Registration #AL05-367
Arkansas
Regulatory Contact:
Arkansas State Bank Department
400 Hardin Road, Suite 100
Little Rock, AR 72211
Charitable Contact:
Arkansas Office of the Attorney General
Consumer Protection Division
323 Center Street, Suite 200
Little Rock, AR 72201
Kentucky
Regulatory Contact:
Kentucky Office of the Attorney General
Consumer Protection Division
1024 Capital Center Drive
Frankfort, KY 40601
Reg File #18
$25,000 Bond
Charitable Contact:
Kentucky Office of the Attorney General
Consumer Protection Division, Registration and Compliance
1024 Capital Center Drive, Suite 200
Frankfort, KY 40601
Registration #4916
Louisiana
Regulatory Contact:
Louisiana Office of Financial Institutions
8660 United Plaza Boulevard, Second Floor
Baton Rouge, LA 70804
$100,000 Bond
Charitable Contact:
Louisiana Office of the Attorney General
Consumer Protection Section
1885 North Third Street
Baton Rouge, LA 70804
Mississippi
Regulatory Contact:
Mississippi Department of Banking and Consumer Finance
901 Woolfolk Building, Suite A
501 North West Street
Jackson, MS 39201
License #942397
$50,000 Bond
Charitable Contact:
Mississippi Secretary of State
Securities and Charities
401 Mississippi Street
Jackson, MS 39201
Oklahoma
Regulatory Contact:
Oklahoma State Banking Department
2900 North Lincoln Boulevard
Oklahoma City, OK 73105
Charitable Contact:
Oklahoma Secretary of State
Corporate Filing Department
2300 North Lincoln Boulevard, Room 101
Oklahoma City, OK 73105
Registration #7991130
Tennessee
Regulatory Contact:
Tennessee Department of Commerce and Insurance
Division of Consumer Affairs
500 James Robertson Parkway, Fifth Floor
Nashville, TN 37243-0600
License #0081
$50,000 Bond
Charitable Contact:
Tennessee Department of State
Division of Charitable Solicitations and Gaming
William R. Snodgrass Tennessee Tower
312 Rosa L. Parks Avenue, 8th Floor
Nashville, TN 37243
Registration #CO 7585
Texas
Regulatory Contact:
Texas Office of Consumer Credit Commissioner
2601 North Lamar Boulevard
Austin, TX 78705
License #DM06-10021
$100,000 Bond
Charitable Contact:
Texas Office of the Attorney General
Charitable Trusts Section
Financial and Tax Litigation Division
300 West 15th Street
Austin, TX 78711
West Virginia
Regulatory Contact:
West Virginia Division of Banking
One Players Club Drive, Suite 300
Charleston, WV 25311
Charitable Contact:
West Virginia Secretary of State
Charitable Organizations Division
Building I, Suite 157-K
1900 Kanawha Boulevard, East
Charleston, WV 25305
COA #80078
Florida
Regulatory Contact:
Florida Office of Financial Regulation
Division of Finance
200 East Gaines Street
Tallahassee, FL 32399
Charitable Contact:
Florida Department of Agriculture and Consumer Services
Division of Consumer Services
Terry Lee Rhodes Building
2005 Apalachee Parkway
Tallahassee, FL 32399
Registration #CH19422
Georgia
Regulatory Contact:
Georgia Attorney General – Consumer Protection Division
2 Martin Luther King Drive, Suite 356
Atlanta, GA 30334
Charitable Contact:
Georgia Secretary of State
Professional Licensing Boards and Securities Division
237 Coliseum Drive
Macon, GA 31217
Registration #CH-06413
North Carolina
Regulatory Contact:
North Carolina Commissioner of Banks
316 West Edenton Road
Raleigh, NC 27603
Charitable Contact:
North Carolina Department of the Secretary of State
Charitable Solicitation Licensing Section
2 South Salisbury Street
Raleigh, NC 27601
Registration #SL003595
South Carolina
Regulatory Contact:
South Carolina Department of Consumer Affairs
293 Greystone Boulevard, Suite 400
Columbia, SC 29210
License #CCC-144067
$25,000 Bond
Charitable Contact:
South Carolina Office of the Secretary of State
Division of Public Charities
1205 Pendleton Street, Suite 525
Columbia, SC 29201
Registration #P12842
Delaware
Regulatory Contact:
Delaware Department of Justice
Consumer Protection Unit
820 North French Street
Carvel Office Building, 5th Floor
Wilmington, DE 19801
License #11-25
$50,000 Bond
Charitable Contact:
Delaware Department of Finance: Division of Revenue
820 North French Street
Wilmington, DE 19801
District of Columbia
Regulatory Contact:
Department of Licensing and Consumer Protection (DLCP)
810 First Street, NE, Suite 701
Washington, D.C. 20002
Charitable Contact:
District of Columbia Department of Consumer and Regulatory Affairs
Business Center
1100 4th Street, SW, 2nd Floor
Washington, D.C. 20024
Registration #33065XXXX-71101511
Maryland
Regulatory Contact:
Maryland Department of Labor, Licensing and Regulation
500 North Calvert Street, Suite 402
Baltimore, MD 21202
License # 04 14 46
$10,000 Bond
The Commissioner of Financial Regulation for the State of Maryland will accept questions and complaints from Maryland residents regarding credit.org (license #04-14-46) at 500 North Calvert Street, Room 402, Baltimore, Maryland 21202, 1-888-784-0136.
Charitable Contact:
Maryland Office of the Secretary of State
Charitable Organizations Division
State House
Annapolis, MD 21401
Registration #16748
New Jersey
Regulatory Contact:
New Jersey Department of Banking & Insurance
Licensing Services Bureau, 8th Floor
20 West State Street
Trenton, NJ 08625
License #L064688
$50,000 Bond
Charitable Contact:
New Jersey Office of the Attorney General
Division of Consumer Affairs
Office of Consumer Protection
Charities Registration Section
124 Halsey Street, 7th Floor
Newark, NJ 07101
Registration #CH2729200
New York
Regulatory Contact:
New York Department of Financial Services
One State Street, 2nd Floor
New York, NY 10004
License #BP 100926
$125,000 Bond
“New York Residents:
Credit.org does not provide financial counseling, budget counseling, reverse mortgage counseling, or debt management services to residents of New York.
Bankruptcy counseling services are available to New York residents pursuant to approval by the U.S. Department of Justice through the Executive Office for United States Trustees (EOUST)."
Charitable Contact:
New York Office of the Attorney General
Department of Law
Charities Bureau - Registration Section
120 Broadway, 3rd Floor
New York, NY 10271
Registration #20-51-25
Virginia
Regulatory Contact:
Licensed by the Virginia State Corporation Commission
Bureau of Financial Institutions
Tyler Building
1300 East Main Street, Suite 800
Richmond, VA 23219
License #DC-72
$50,000 Bond
Charitable Contact:
Virginia Department of Agriculture and Consumer Services
102 Governor Street
Richmond, VA 23219
Connecticut
Regulatory Contact:
Connecticut Department of Banking
Consumer Credit Division
280 Trumbull St,
Hartford, CT 06103
License #24042
$40,000 Bond
Charitable Contact:
Connecticut Department of Consumer Protection
Public Charities Unit
165 Capitol Avenue
Hartford, CT 06106
Registration #50046
Maine
Regulatory Contact:
Maine Department of Professional and Financial Regulation
Bureau of Consumer Credit Protection
35 State House Station
Augusta, ME 04333
License #DMS8214
$50,000 Bond
Charitable Contact:
Maine Department of Professional and Financial Regulation
Charitable Solicitations Program
35 State House Station
Augusta, ME 04333
Registration #CO5562
Massachusetts
Regulatory Contact:
Massachusetts Division of Banks
1000 Washington Street, 10th Floor
Boston, MA 02118
Charitable Contact:
Massachusetts Office of the Attorney General
Non-Profit Organizations/Public Charities Division
One Ashburton Place
Boston, MA 02108
Registration #44975
New Hampshire
Regulatory Contact:
Banking Department
Consumer Credit Division
53 Regional Drive
Concord, NH 03301
License #14543-DA
$100,000 Bond
Charitable Contact:
New Hampshire Department of Justice
Office of the Attorney General
Charitable Trusts Unit
33 Capitol Street
Concord, NH 03301
Registration #16206
Pennsylvania
Regulatory Contact:
Pennsylvania Department of Banking
Market Square Plaza
17 North Second Street, 13th Floor
Harrisburg, PA 17101
License #35953
$25,000 Bond
Charitable Contact:
Pennsylvania Department of State
Bureau of Charitable Organizations
207 North Office Building
Harrisburg, PA 17120
Registration #32251
Rhode Island
Regulatory Contact:
Rhode Island Department of Business Regulations
Division of Banking
1511 Pontiac Avenue, Building 68-2
Cranston, RI 02920
License #20102732DM
$50,000 Bond
Charitable Contact:
Rhode Island Department of Business Regulation
Securities Division
Charitable Organization Section
John O. Pastore Complex - Building 69-1
1511 Pontiac Avenue
Cranston, RI 02920
File #9702631
Vermont
Regulatory Contact:
Vermont Department of Banking, Insurance,
Securities and Health Care Administration
89 Main Street, Drawer 20
Montpelier, VT 05620
License #36
$50,000 Bond
Charitable Contact:
Vermont Secretary of State
128 State Street
Montpelier, VT 05609
