Educación y asesoramiento financieros
Sesiones de presupuestación
Asesoramiento previo a la compra
Asesoramiento para la prevención de ejecuciones hipotecarias
Asesoramiento de alquiler predeterminado
Inscripción (tarifa de instalación única) 0 a 50$
Administración mensual del programa (cuota mensual según la normativa estatal) 0 a 75$
Asesoramiento y certificado de HOEPA
Asesoramiento y certificado de hipotecas inversas
Asesoramiento y certificado de alquiler para el éxito
Asesoramiento sobre préstamos estudiantiles
En línea (Framework)®)
En línea (eHome America)™) - agencia de financiación de viviendas inmobiliarias
En línea (eHome America)™) - CALFA
Seminario en vivo
Hoja de ruta hacia la libertad financiera(libro)
El poder de la planificación de cheques de pago(libro)
El uso racional del crédito(libro)
Comuníquese con nuestro Departamento de Educación para obtener publicaciones gratuitas adicionales
Pre-filing Credit Counseling Online - The fee for an Internet session is $45.00. This fee is the same for either a single-filer or joint filers if both attend the same session.
Pre-discharge Debtor Education – The fee for an online session is $35.00. This fee is for either single or joint Debtor Education Counseling.
Bankruptcy Fee Waiver & Fee Reduction Policy – For both Pre-filing Credit Counseling and Pre-discharge Debtor Education Counseling fees will apply, however, fees may be waived or reduced if a client presumptively lacks the ability to pay the fee; if the client's household's current income is less than 150 percent of the poverty guidelines updated periodically in the Federal Register by the U.S. Department of Health and Human Services. For purposes of this assessment, “client household” is defined as the individual client, spouse (unless the client is separated and not intending to file a joint bankruptcy petition) and any other dependents. To apply for a fee waiver or fee reduction, we require the client to provide a copy of their most recent income statement or latest tax return, which may be faxed to 951-783-1302 or emailed to [email protected] upon completion of the course registration. Please include your client identification number along with your first and last name, household size, and the course you are looking to complete. Once we have received the proper documentation, we encourage you to contact us so we may confirm your request and continue with your counseling requirements.
* In cases where individuals are unable to afford our services, managers have the liberty to reduce or waive associated fees.