Mejore su crédito con asesoramiento crediticio al consumidor

Whether your loans are federal (Direct, PLUS, consolidation) or private loans through a bank or lender, they all have to fit within one monthly budget. In a free one-on-one session, a counselor can:

- Review your full budget and debt picture to see how much room you realistically have for student loan payments.
- Explore if a Debt Management Plan for credit cards and other unsecured debt could lower interest rates and payments so you have more cash available for your student loans.
- Review your credit report and score and coach you on actions that may strengthen your credit profile over time. This can be especially helpful if you’re thinking about refinancing student loans or applying for a debt consolidation loan in the future.
- Connect you with trusted educational resources (including StudentAid.gov and our own FIT Academy courses) so you can better understand your student loan options.

We do:
- Provide budget, credit, and debt counseling that takes your student loans into account.
- Help you evaluate whether a Debt Management Plan for credit card and other unsecured debt could free up money for your student loan payments.
- Offer education and tools, including calculators, worksheets, and links to official student loan resources.

‍We do not currently:
- Provide stand-alone student loan counseling sessions or act as your representative with the Department of Education or private lenders.
- Enroll you in specific federal repayment or forgiveness programs or change your loan terms.
- Refinance, consolidate, or service student loans.

If student loans are squeezing your budget, you don’t have to figure it out alone. Schedule a free budget and debt counseling session today. Together we’ll build a plan to reduce other debt where possible, strengthen your credit, and make more room in your budget for your student loan payments, so you can move toward long-term financial stability.