Reverse Mortgage Academy

Your First Step in Understanding Reverse Mortgages

Start your reverse mortgage journey on the right foot with this free, non-required course designed to better educate eligible homeowners. This course is intended to empower you with the knowledge and confidence to make an informed decision on whether or not a reverse mortgage is right for you.

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Please Note: This course is for informational and educational purposes only. It does not fulfill the HUD-required HECM counseling that is mandatory after meeting with a lender to proceed with a reverse mortgage. For your HUD-required HECM counseling click here.

an older couple that is in their kitchen giving each other a high-five infront of a computer with a calculator as they complete the reverse mortgage academy course.

What You’ll Learn in the Reverse Mortgage Academy

Chapter 1 Basics of Reverse Mortgages

Gain a foundational understanding of reverse mortgages, what it is, how it works, and how it can help you access your home equity. This chapter simplifies complex concepts to give you clarity and confidence.

Chapter 2 Eligibility, Process, and Financials

Learn what qualifies you for a reverse mortgage and walk through the application process step-by-step. Discover the financial aspects, including costs, fees, and payment options.

Chapter 3 Benefits, Risks, and Alternatives

Explore the key advantages of reverse mortgages, potential risks to consider, and alternative solutions that may better suit your needs. This chapter ensures you make the most informed decision possible.

Chapter 4 Decision-Making and Next Steps

Put your knowledge into action by exploring whether a reverse mortgage aligns with your goals. Our certified housing counselors provide 1-on-1 education, empowering you with the pros and cons to make the right decision for you.

We Believe in Making The Reverse Mortgage Process Simple

Still Unsure if a Reverse Mortgage is Right For You?

Schedule Your Appointment 800-431-7968

You have the option to book a one-hour personalized counseling session with a certified housing counselor to get answers tailored to your unique situation. The cost of this unbaised counseling session is $125. Schedule your appointment or call today!

Benefits of Speaking With
a Certified Housing Counselor

✅ Personalized Answers, Not Generic Advice – Unlike online courses, a certified counselor provides one-on-one guidance tailored to your unique financial situation.

✅ Ask Questions and Get Real Solutions – Get immediate answers to your concerns, with expert insights that go beyond general online information.

✅ Understand Your Best Options – A counselor helps you explore how a reverse mortgage compares to other financial solutions, giving you clarity on the right choice.

Plan with Confidence, Use Our Mortgage Calculator

Start Your FREE Course Use Reverse Mortgage Calculator

Unlock your home’s equity and explore your options with our reverse mortgage calculator. Get instant insights on loan amounts, interest rates, and cash flow to see if a reverse mortgage fits your needs!

✅  Smart Retirement Planning – See how a reverse mortgage could impact your long-term financial security and provide extra cash flow when you need it most.

✅  Clear Financial Insights – Understand how much equity you can access and how it could supplement your retirement income.
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✅  Personalized Loan Estimates – Get a tailored breakdown of potential loan amounts, interest rates, and repayment scenarios based on your home’s value.