Stabilize and Secure Your
Home with Rental Counseling

Struggling to pay rent? Facing mounting debt? You're not alone. Whether it’s job loss, unexpected expenses, or overwhelming debt, these challenges can feel impossible to overcome. Our nonprofit rental counseling services are here to provide real solutions, helping you regain stability and take control of your financial future. Together, we’ll create a plan to get your rent paid, reduce your debt, and set you on the path to homeownership.

How Rental Counseling
Transforms Your Situation

Discover Tailored Solutions,
Regain Stability

If rent payments are weighing you down, you don’t have to face it alone. Our counselors help you explore rental assistance and emergency rental assistance programs that work for your unique situation. Together, we’ll craft a plan to regain stability.

Create Financial Clarity,
Take Control of Your Budget

Take the guesswork out of managing your finances. With a personalized budgeting plan, you’ll identify savings opportunities and prioritize essential expenses. This clarity helps you stay on top of rent payments while reducing financial stress.

Improve Your Finances,
Build a Path to Homeownership

Addressing rent is just the beginning. Through tools like a Debt Management Plan (DMP), we help you manage debts and loans, rebuild your credit score, and move closer to achieving homeownership.

Step-by-Step
Rental Counseling Process

Step 1:
Understand Your
Financial Goals

Together, we’ll assess your current challenges and create a clear picture of what’s holding you back. From finding rent relief to addressing debt, this step sets the foundation for financial stability.

Step 2:
Build a Budget
That Prioritizes Rent

We’ll design a personalized budgeting plan to help you allocate funds wisely, reduce unnecessary expenses, and meet rent payments on time. This step also connects you with rental assistance resources for immediate relief.

Step 3:
Manage Debts
with a Clear Strategy

Debt can complicate everything, especially rent. A Debt Management Plan (DMP) consolidates your debts into one manageable payment, lowering interest rates and helping you regain control.

Step 4:
Rebuild Credit and
Plan for Homeownership

Once your finances are stable, we’ll focus on long-term goals like improving your credit score and building savings for a down payment. Step by step, we’ll guide you from renter to homeowner.
Start Building Your
Financial Stability Today!

See How Rental
Counseling Has Helped Others

By combining rental housing assistance with expert financial strategies, we’ve helped countless clients overcome challenges and take control of their future. Contact us today to start building your own success story!

Rental Counseling
That Works for You

Find Relief with
Rental Assistance

Struggling to keep up with rent? Discover rent relief programs and resources tailored to your needs. With personalized guidance, you’ll gain peace of mind knowing help is within reach.

Create a Plan
for Financial Freedom

Budgeting doesn’t have to be overwhelming. We’ll help you take control by building a plan that prioritizes rent and reduces debt. With expert tools and support, you’ll gain clarity and stability.

Turn Renting Into a Stepping
Stone for Homeownership

Your journey doesn’t end with paying rent. By rebuilding your credit and focusing on long-term goals, you’ll move closer to owning your own home. Let’s take that first step together.
Say Goodbye to Rent and Hello New Home! Contact us today!
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Tools to Help You Pay Rent
and Plan for the Future

Managing rent starts with the right tools. From budgeting calculators to planning guides, our resources are designed to simplify your finances, reduce debt, and improve your credit. These tools aren’t just for today, they’re here to help you achieve long-term financial stability.
Explore Our Resources

Rental Counseling FAQs

Will you talk to my landlord?

Your counseling session is completely confidential, and we will not reach out to your landlord. However, our financial counselors may be able to assist you with talking points to provide you with resources and guidance when dealing with your landlord.

Do you offer rental assistance?

Credit.org does not offer rental assistance. However, our financial counselors have access to a wide range of resources designed to guide you with utility cost reduction programs, state and local rental assistance and other government programs, nonprofit resources and more. Your counselor will work with you to see what programs may be available.

Is there any cost for counseling?

Financial counseling and education is provided for free.

Do you provide counseling in Spanish

Counseling services are available in English and Spanish. Interpreter services for many other languages are also available upon request.