Take Control of Your Housing and Financial Future

If rent payments are weighing you down, or you’re looking for a path to a more secure housing situation, we’re here to help guide you.  Get financial counseling designed to stabilize your finances, build a budget that works, and ultimately  manage your rent effectively.
Schedule Your Appointment800-294-3896

Your Path to Relief Starts Here

Struggling to keep up with rent?

Discover rent relief programs and resources tailored to your needs. With personalized guidance, you’ll gain peace of mind knowing help is within reach.

Create a Plan
for Financial Freedom

Budgeting doesn’t have to be overwhelming. We’ll help you take control by building a plan that prioritizes rent and reduces debt. With expert tools and support, you’ll gain clarity and stability.

Turn Renting Into a Stepping
Stone

Your journey doesn’t end with paying rent. By rebuilding your credit and focusing on long-term goals, you’ll move closer to owning your own home. Let’s take that first step together.

How Rental Counseling
Transforms Your Situation

Discover Tailored Solutions,
‍Regain Stability

If rent payments are weighing you down, you don’t have to face it alone. Our counselors help you explore rental assistance and emergency rental assistance programs that work for your unique situation. Together, we’ll craft a plan to regain stability.

Create Financial Clarity,Take Control of Your Budget

Take the guesswork out of managing your finances. With a personalized budgeting plan, you’ll identify savings opportunities and prioritize essential expenses. This clarity helps you stay on top of rent payments while reducing financial stress.

Improve Your Finances,
Build a Path to Homeownership

Addressing rent is just the beginning. Through tools like a Debt Management Plan (DMP), we help you manage debts and loans, rebuild your credit score, and move closer to achieving homeownership.
Schedule Your Appointment800-294-3896

Step-by-Step
Rental Counseling Process

Step 1:

Connect with Essential Government and Community Resources

While we do not manage rental assistance programs or provide financial aid, we guide you to resources from HUD, the Treasury Department, and CFPB. We encourage you to explore these outlets to research and access available rental assistance options.
Step 2:

Build a Budget
to Regain Financial Control

Work with us to create a personalized budget tailored to your financial goals. Manage rent, reduce expenses, and save effectively while building confidence in handling living costs and creating a foundation for financial stability.
Step 3:

Manage Your Debt
with Expert Guidance

Debt can feel like an anchor, but with our debt management counseling, we’ll help you reduce debt, improve your credit, and pave the way to financial freedom.
Step 4:

Rebuild Credit and
Plan for Homeownership

Once your finances are stable, we’ll focus on long-term goals like improving your credit score and building savings for a down payment. Step by step, we’ll guide you from renter to homeowner.

LiveEasy

LiveEasy simplifies your entire home journey by letting you compare quotes, access pre-negotiated savings, and set up services like insurance, cable, internet, and home improvement. Enjoy personalized concierge support, all on one seamless platform.
Learn about the program

See How Rental Counseling
Has Helped Others

By combining rental housing assistance with expert financial strategies, we’ve helped countless clients overcome challenges and take control of their future. Contact us today to start building your own success story!

Rental Counseling FAQs

Will you talk to my landlord?

Your counseling session is completely confidential, and we will not reach out to your landlord. However, our financial counselors may be able to assist you with talking points to provide you with resources and guidance when dealing with your landlord.

Do you offer rental assistance?

Credit.org does not offer rental assistance. However, our financial counselors have access to a wide range of resources designed to guide you with utility cost reduction programs, state and local rental assistance and other government programs, nonprofit resources and more. Your counselor will work with you to see what programs may be available.

Is there any cost for counseling?

Financial counseling and education is provided for free.

Do you provide counseling in Spanish

Counseling services are available in English and Spanish. Interpreter services for many other languages are also available upon request.
Credit.org is not a loan company. We do not loan / lend money.
‍
Credit.org is an independent nonprofit financial counseling agency and is not affiliated with any mortgage, lending or servicing provider. The content, links and resources in this site are presented for informational purposes only and should not be construed as legal or tax advice.

Credit.org is not a credit repair company.
‍
Credit.org does not offer credit repair services. Our focus is on providing educational resources, counseling, and support to help individuals improve their financial health and achieve their homeownership goals. We do not engage in activities that promise to remove or alter negative credit information from credit reports.
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