%20(1).webp)
.webp)
.webp)
Educational
No Sales Pressure
Use our Budgeting Calculators or speak with a housing counselor for personalized guidance.
Always Free
No Obligation
Confidential
For Educational Guidance
Estimated Available Equity
Estimated Monthly Payment Option
Interest Rate Range
Speak with a certified housing counselor to review your situation, questions, and next steps.
Credit requirements vary by landlord, property, and location. Some landlords may prefer a score around 620 or higher, while others consider additional factors such as income, rental history, references, or a larger deposit.
While an eviction can make renting more challenging, it does not make it impossible. Your counselor helps you address this proactively and present your strongest application.
Many landlords use an income guideline of approximately two-and-a-half to three times the monthly rent, although requirements vary by landlord, location,and housing program.
Yes. The one-on-one counseling session costs $80 and includes a certificate of completion.
Typically you need pay stubs, bank statements, photo ID, references, and sometimes a rental history report.
A typical session runs 45 to 60 minutes. You will leave with a personalized rental readiness plan, a clear understanding of what landlords look for, and actionable steps to strengthen your application.
Private & confidential
Educational guidance
HUD-approved agency
No landlord affiliation