Credit Building
Housing Assistance
Whether you are current on your mortgage payments, experiencing a financial hardship, or ready to begin your homeownership journey.
Learn More
Get Free Credit Counseling
Credit Score Education
Review Your Credit Report
Working with a credit counsleor will help you pay off debt fast and manage your personal finances more efficiently. Our free credit advice is personalized to your unique situation.
The details on your credit report, like your credit score, directly impact your everyday financial well-being. Your credit score influences your ability to secure the best interest rates on loans, helps you qualify for housing, rentals or a mortgage, and even plays a role in obtaining employment for certain types of positions.
Your credit report can influence your ability to find housing, employment and secure a loan. Knowing your score and understanding your report are the first steps towards your financial health. Our certified financial counselors will guide you through your credit report, answer questions, and give personalized guidance towards improving your score.
Learn about the process of getting a bank account with BankOn. Learn all there is to know about opening a bank account and the responsible usage of the bank account.
Debt Relief
Housing Assistance
Whether you are current on your mortgage payments, experiencing a financial hardship, or ready to begin your homeownership journey.
Learn More
Debt Counseling
Debt Management Program
Debt Settlement Program
Bankruptcy Counseling
Student Loan Counseling
Speak with a Debt Coach to review all your options and discuss the best strategies for getting debt relief. We’ll point you in the right direction, whether that’s DIY debt relief or a debt program, like Debt Management Plans or Debt Settlement.
Debt is common and manageable. Our certified financial counselors are standing by ready to answer your questions, provide guidance, and help you reach your financial goals. Speaking to one of our certified debt counselors is completely free. Our counselors will be able to review all of your options for getting out of debt and guide you toward the best path forward.
A financial counselor will help you determine whether a Debt Management Plan is your best path toward effectively managing debt levels. Once you enroll in a plan, we become your personal advocates, working closely with you and your creditors to pay off debt in a timely fashion.
Debt settlement is a process that allows you to pay off debt by paying a single lump sum that is lower than the total amount you owe. Settlements are achieved through negotiation between lenders and consumers or a third-party debt settlement company. Our counselors will help you assess if debt settlement is the best debt relief option for you.
Credit.org is an Executive Office for United States Trustees ‘EOUST‘ approved agency. Our experienced financial counselors work with people in all stages of their financial life, including the challenging decision of bankruptcy. Our cousnelors can help you obtain the certificate you need to file for bankruptcy or discharge debts in bankruptcy.
Credit.org offers expert student loan counseling to help you manage your education debt. Our certified counselors guide you through loan repayment options, consolidation, and strategies to alleviate student loan stress. Get personalized assistance to navigate your student loan journey and find the best solutions for your financial goals.
Housing Assistance
Housing Assistance
Whether you are current on your mortgage payments, experiencing a financial hardship, or ready to begin your homeownership journey.
Learn More
Foreclosure & Mortgage Assistance
Homebuyer Counseling
Reverse Mortgage Counseling
Rental Counseling
Whether you are current on your mortgage payments, experiencing a financial hardship, or ready to begin your homeownership journey, take action and reach out to a HUD Certified Housing Counselor today!
Work with our HUD Certified Counselors who will assess your current mortgage needs and help guide you to the options that are best suited for your specific situation.
If you are 62 or older, have equity in your home, and are considering a Reverse Mortgage loan, it is important to speak with one of our HUD Certified Counselors to understand the benefits and risk of this product.
Our award-winning counselors are here to help prepare you to own a home. We provide education, resources, and guidance to make your home buying process efficient, stress-free, and rewarding.
Don’t start your home buying journey without getting the facts first! Whether you’re a first-time home buyer or someone looking to get back into home ownership, you will need a well laid plan. Our HUD-approved Home Buyer Classes will help you navigate the home buying process and equip you with useful tools & resources for purchasing a home.
If you are seeking guidance regarding renting, call us to speak with one of our financial counselors who will help you develop a budget, create a detailed action plan, and who can provide you with local, statewide, and national resources.
Community Affordable Loan Solution™ is designed to create homeownership access for clients who have never envisioned themselves as a homeowner. Credit.org has partnered with Bank of America to assist first-time homebuyers with pre-purchase counseling and homebuyer education.
Credit.org has partnered with Federal Home Loan Bank of Atlanta to provide your pre-purchase or owner-occupied credit counseling.
Helping San Diego County, Riverside County & San Bernardino County residents CLIMB to financial freedom!
Education & Classes
Resources
Partners
EN
ES
1 (800) 431-8157
Questions?
Credit Building
Housing Assistance
Whether you are current on your mortgage payments, experiencing a financial hardship, or ready to begin your homeownership journey.
Learn More
Get Free Credit Counseling
Credit Score Education
Review Your Credit Report
Working with a credit counsleor will help you pay off debt fast and manage your personal finances more efficiently. Our free credit advice is personalized to your unique situation.
The details on your credit report, like your credit score, directly impact your everyday financial well-being. Your credit score influences your ability to secure the best interest rates on loans, helps you qualify for housing, rentals or a mortgage, and even plays a role in obtaining employment for certain types of positions.
Your credit report can influence your ability to find housing, employment and secure a loan. Knowing your score and understanding your report are the first steps towards your financial health. Our certified financial counselors will guide you through your credit report, answer questions, and give personalized guidance towards improving your score.
Learn about the process of getting a bank account with BankOn. Learn all there is to know about opening a bank account and the responsible usage of the bank account.
Debt Relief
Housing Assistance
Whether you are current on your mortgage payments, experiencing a financial hardship, or ready to begin your homeownership journey.
Learn More
Debt Counseling
Debt Management Program
Debt Settlement Program
Bankruptcy Counseling
Student Loan Counseling
Speak with a Debt Coach to review all your options and discuss the best strategies for getting debt relief. We’ll point you in the right direction, whether that’s DIY debt relief or a debt program, like Debt Management Plans or Debt Settlement.
Debt is common and manageable. Our certified financial counselors are standing by ready to answer your questions, provide guidance, and help you reach your financial goals. Speaking to one of our certified debt counselors is completely free. Our counselors will be able to review all of your options for getting out of debt and guide you toward the best path forward.
A financial counselor will help you determine whether a Debt Management Plan is your best path toward effectively managing debt levels. Once you enroll in a plan, we become your personal advocates, working closely with you and your creditors to pay off debt in a timely fashion.
Debt settlement is a process that allows you to pay off debt by paying a single lump sum that is lower than the total amount you owe. Settlements are achieved through negotiation between lenders and consumers or a third-party debt settlement company. Our counselors will help you assess if debt settlement is the best debt relief option for you.
Credit.org is an Executive Office for United States Trustees ‘EOUST‘ approved agency. Our experienced financial counselors work with people in all stages of their financial life, including the challenging decision of bankruptcy. Our cousnelors can help you obtain the certificate you need to file for bankruptcy or discharge debts in bankruptcy.
Credit.org offers expert student loan counseling to help you manage your education debt. Our certified counselors guide you through loan repayment options, consolidation, and strategies to alleviate student loan stress. Get personalized assistance to navigate your student loan journey and find the best solutions for your financial goals.
Housing Assistance
Housing Assistance
Whether you are current on your mortgage payments, experiencing a financial hardship, or ready to begin your homeownership journey.
Learn More
Foreclosure & Mortgage Assistance
Homebuyer Counseling
Reverse Mortgage Counseling
Rental Counseling
Whether you are current on your mortgage payments, experiencing a financial hardship, or ready to begin your homeownership journey, take action and reach out to a HUD Certified Housing Counselor today!
Work with our HUD Certified Counselors who will assess your current mortgage needs and help guide you to the options that are best suited for your specific situation.
If you are 62 or older, have equity in your home, and are considering a Reverse Mortgage loan, it is important to speak with one of our HUD Certified Counselors to understand the benefits and risk of this product.
Our award-winning counselors are here to help prepare you to own a home. We provide education, resources, and guidance to make your home buying process efficient, stress-free, and rewarding.
Don’t start your home buying journey without getting the facts first! Whether you’re a first-time home buyer or someone looking to get back into home ownership, you will need a well laid plan. Our HUD-approved Home Buyer Classes will help you navigate the home buying process and equip you with useful tools & resources for purchasing a home.
If you are seeking guidance regarding renting, call us to speak with one of our financial counselors who will help you develop a budget, create a detailed action plan, and who can provide you with local, statewide, and national resources.
Community Affordable Loan Solution™ is designed to create homeownership access for clients who have never envisioned themselves as a homeowner. Credit.org has partnered with Bank of America to assist first-time homebuyers with pre-purchase counseling and homebuyer education.
Credit.org has partnered with Federal Home Loan Bank of Atlanta to provide your pre-purchase or owner-occupied credit counseling.
Helping San Diego County, Riverside County & San Bernardino County residents CLIMB to financial freedom!
Education & Classes
Resources
Partners
CREDIT.ORG
Contact Us
Looking to improve your financial well-being?
Credit.org provides access to quality financial education, counseling, and assistance.
1 (800) 431-8157
Office Locations
Riverside, CA - Headquarters
Phone Number:
(951) 414-2454
Toll-Free Number:
1 (800) 431-8157
Address:
1450 Iowa Ave Suite 200, Riverside, CA 92507
Hemet, CA
Phone Number:
(951) 524-9957
Toll-Free Number:
(855) 736-7782
Address:
11555 W Florida Ave, Hemet, CA 92543
National City, CA
Phone Number:
(619) 830-4802
Toll-Free Number:
(800) 580-1592
Address:
2140 Hoover Ave #115, National City, CA 91950
Henderson, Nevada
Phone Number:
(702) 389-6427
Toll-Free Number:
(833) 258-2283
Address:
871 Coronado Center Drive, Suite 200, Henderson, NV 89052
Phoenix, Arizona
Phone Number:
(480) 542-1865
Toll-Free Number:
(855) 494-4718
Address:
2 N. Central Avenue, Suite 1800, Phoenix, AZ 85004
Seattle, Washington
Phone Number:
(509) 581-4927
Toll-Free Number:
(855) 494-4719
Address:
450 Alaskan Way South, Suite 200, Seattle, WA 98104
North Charleston, South Carolina
Phone Number:
(843) 574-8668
Toll-Free Number:
(888) 390-7696
Address:
5935 Rivers Ave., Suite 101B, North Charleston, SC 29406
Jacksonville, Florida
Phone Number:
(904) 586-3157
Toll-Free Number:
(888) 951-2272
Address:
4720 Salisbury Road, Jacksonville, FL 32256
Savannah, Georgia
Phone Number:
(912) 303-7584
Toll-Free Number:
(888) 953-2272
Address:
100 Bull Street, Suite 200, Savannah, GA 31401
Arlington, Texas
Phone Number:
(817) 583-7111
Toll-Free Number:
(888) 996-7273
Address:
2000 E. Lamar Boulevard,
Suite 600, Arlington, TX 76006
Pittsburgh, Pennsylvania
Phone Number:
(412) 790-5697
Toll-Free Number:
(888) 997-7273
Address:
322 North Shore Drive,
Building 1B, Suite 200, Pittsburgh, PA 15212
Departments and Phone Numbers
Customer Support
Phone Number:
1 (800) 431-8157
Email:
[email protected]
TTY Hearing Impaired
Phone:
1 (800) 947-3752
Credit Counseling
Monday-Friday: 6:00am - 6:00pm (PT)
Saturday: 8am to 12:30pm (PT)
Sunday: Closed
Phone:
1 (951) 781-0114
Debt Management
Monday-Friday: 6:00am - 6:00pm (PT)
Saturday: 8am to 12:30pm (PT)
Sunday: Closed
Phone:
1 (844) 660-3328
Email:
[email protected]
dmpclient.credit.org
Bankruptcy
Monday-Friday: 6:00am - 6:00pm (PT)
Saturday: 8am to 12:30pm (PT)
Sunday: Closed
Phone:
1 (888) 425-3453
Homebuyer Counseling
Monday-Friday: 6:00am - 6:00pm (PT)
Saturday: 8am to 12:30pm (PT)
Sunday: Closed
Phone:
1 (800) 294-3896
Foreclosure
Monday-Friday: 6:00am - 6:00pm (PT)
Saturday: 8am to 12:30pm (PT)
Sunday: Closed
Phone:
1 (800) 294-3896
Reverse Mortgage
Monday-Friday: 6:00am - 6:00pm (PT)
Saturday: 8am to 12:30pm (PT)
Sunday: Closed
Phone:
1 (800) 294-3896
Rental Counseling
Monday-Friday: 6:00am - 6:00pm (PT)
Saturday: 8am to 12:30pm (PT)
Sunday: Closed
Phone:
1 (800) 294-3896
Holidays We’ll Be Taking Off
2024
11/28 - Thanksgiving
11/29 - Day after Thanksgiving
12/25 - Christmas
2025
01/01 - New Year’s Day
01/20 - MLK Day
02/17 - President’s Day
05/26 - Memorial Day
06/19 - Juneteenth
07/04 - Independence Day
09/01 - Labor Day
11/11 - Veterans Day
11/27 - Thanksgiving
11/28 - Day after Thanksgiving
12/25 - Christmas
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