Find the Credit & Debt Help You Need

Credit.org offers free credit education to help you find your financial freedom. Whether you’re looking to build your credit or get out of debt, our experts can help!

 

Get the Financial Advice that is Right for You

Build Your Credit

Free Credit Counseling

Manage your personal finances and improve your credit with our personalized, one-on-one Credit Coaching.

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Review Your Credit Report

Our certified financial coaches work alongside you to break down your credit report, answer any questions, and give you personalized guidance towards your next step.

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Improve Your Credit Score

Follow our sound & simple tips to improve your credit score and spending habits.

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Budgeting Tools & Calculators

It’s important to always have a plan when it comes to your wallet – we make budgeting & planning easy.

Explore the budgeting tools & calculators

Get Out Of Debt

Talk to Your Debt Coach

Speak with our Debt Coaches to review all your options and discuss the best strategies for getting out of debt.

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Eliminate Your Debt With a Debt Management Plan

Eliminate debt faster, enjoy financial freedom and start building wealth. Explore this debt service if you have $10,000 in debt or less. 

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Understand Your Other Debt Solutions

Take charge of your debt. Our Debt Coaching, Debt Management Plans, and Debt Settlement Education allow you to eliminate debt faster, enjoy financial freedom and start building wealth.

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Considering Bankruptcy?

Our Coaches provide the required education regarding bankruptcy and also create an individualized budget that assists you and your family to make sound financial choices.

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Student Loan Coaching

Don’t let education damage your financial future. Our certified financial coaches will help you manage your student loan debt.

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Own A Home

Talk to a Mortgage Coach

Make your dream of homeownership a reality and prepare yourself and your finances for a mortgage with our Mortgage Readiness Coaching.

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Take Our Mortgage Readiness Quiz

Are you mortgage ready? Try our Mortgage Readiness Quiz to see if you are ready to buy a home.

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Mortgage Calculators

Homeownership is more affordable than you may think. See how much home you can afford with our Mortgage Calculators.

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Pre-Purchase Coaching

Ready to buy your first home? Our Pre-Purchase Coaching will prepare you for homeownership & give you access to special loans and down payment assistance.

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Education Courses & Events

We educate homebuyers and help create successful homeowners. Take our online course anytime, anywhere, or see if we have a workshop in your area.

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Reverse Mortgage Coaching

A Reverse Mortgage can assist in providing a tax-free cash flow to eligible homeowners 62 years of age or older.

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Foreclosure Prevention Coaching

Find out your options and get advice on foreclosure alternatives, loan modifications, government mortgage relief, short sales, forbearance, deed-in-lieu and more.

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