Financial Guidance to Fit Your Needs
Credit.org is a nonprofit financial counseling agency with over 40 years of experience.
Our mission is simple, yet vital: We improve the lives and financial well-being of
individuals and families by providing quality financial education & coaching.
Build Your Credit
Talk to a Credit Coach
Manage your personal finances and improve your credit with our personalized, one-on-one Credit Coaching.
Review Your Credit Report
Our certified financial coaches work alongside you to break down your credit report, answer any questions, and give you personalized guidance towards your next step.
Improve Your Credit Score
Follow our sound & simple tips to improve your credit score and spending habits.
Budgeting & Planning Tools
It’s important to always have a plan when it comes to your wallet – we make budgeting & planning easy.
Get Out Of Debt
Talk to a Debt Coach
Speak with our certified, HUD-approved Debt Coaches to review all your options and discuss best strategies for getting out of debt.
Get Out of Credit Card Debt
Pay of your credit card debt faster and learn best spending practices from our certified financial coaches.
Get Out of Debt
Take charge of your debt. Our Debt Coaching and Debt Management Plans eliminate debt faster, and allow you to enjoy financial freedom and start building wealth.
Considering Bankruptcy?
Our Coaches provide the required education regarding bankruptcy and also create an individualized budget that assists you and your family to make sound financial choices.
Student Loan Coaching
Don’t let education damage your financial future. Our certified financial coaches will help you manage your student loan debt.
Own A Home
Talk to a Mortgage Coach
Make your dream of homeownership a reality and prepare yourself and your finances for a mortgage with our Mortgage Readiness Coaching.
Take Our Mortgage Readiness Quiz
Are you mortgage ready? Try our Mortgage Readiness Quiz to see if you are ready to buy a home.
Mortgage Calculators
Homeownership is more affordable than you may think. See how much home you can afford with our Mortgage Calculators.
Pre-Purchase Coaching
Ready to buy your first home? Our Pre-Purchase Coaching will prepare you for homeownership & give you access to special loans and down payment assistance.
Education Courses & Events
We educate homebuyers and help create successful homeowners. Take our online course anytime, anywhere, or see if we have a workshop in your area.
Reverse Mortgage Coaching
A Reverse Mortgage can assist in providing a tax-free cash flow to eligible homeowners 62 years of age or older.
Foreclosure Prevention Coaching
Find out your options and get advice on foreclosure alternatives, loan modifications, government mortgage relief, short sales, forbearance, deed-in-lieu and more.
