CREDIT.ORG

Financial Education Services

Get the Financial Advice that is Right for You!

Credit Building Services

Free Credit Counseling

Manage your personal finances and improve your credit with our personalized, one-on-one credit counseling.

Credit Score Education

Follow our sound & simple tips to improve your credit score and spending habits.

Review Credit Report

Address your credit card debt head-on with a debt management program. We craft a tailored debt management plan aimed to reduce your credit card debt, make monthly payments more manageable, and improving your credit score.

Budgeting Tools

It’s important to always have a plan when it comes to your wallet – we make budgeting & planning easy.

Debt Relief Services

Free Debt Counseling

Speak with our debt counselors to review all your options and discuss the best strategies for getting out of debt.

Debt Management Plans (DMPs) & Programs

Eliminate debt faster, enjoy financial freedom and start building wealth.

Debt Settlement Solutions & Programs

Address your credit card debt head-on with a debt management program. We craft a tailored debt management plan aimed to reduce your credit card debt, make monthly payments more manageable, and improving your credit score.

Filing for Bankruptcy

Our debt counselors can help you obtain the certificate you need to file for bankruptcy or discharge debts in bankruptcy.

Housing Assistance Services

Get First-Time Home Buyer Counseling

Our award-winning counseling service provides education, resources, and guidance to make your home buying process efficient, stress-free, and rewarding.

Foreclosure Help & Mortgage Assistance

Work with our HUD Certified Housing Counselors who will assess your current mortgage needs and help guide you to the options that are best suited for your specific situation.

Rental Assistance

Our financial counselors have access to a wide range of resources designed to guide consumers on Section 8 vouchers, utility cost reduction programs, and more.

Online Classes for First-Time Home Buyers

Our HUD Certified Housing Counselors home buyer classes will help you navigate the home buying process and equip you with useful tools & resources for purchasing a home.
Ready to start changing your life and become debt-free?

Program Description

Counseling Services

FREE

Financial Education and Counseling
Budgeting Sessions
Pre-Purchase Counseling
Foreclosure Prevention Counseling
Default Rental Counseling

Educational Materials

FREE

Road Map to Financial Freedom(book)
The Power of Paycheck Planning(book)
The Wise Use of Credit(book)
Please contact our Education Department for additional free Publications

Bankruptcy Counseling

Price Varies

Pre-Petition Bankruptcy counseling by telephone
Pre-Petition Bankruptcy counseling by internet
Debtor Education course by telephone (first time client)
Debtor Education course by internet (first time client)
Debtor Education course by telephone (returning telephone Pre-Petition Bankruptcy counseling client)
Debtor Education course by internet (returning internet Pre-Petition Bankruptcy counseling client)

Debt Management Plan (DMP)

Price Varies

Enrollment (one-time setup fee) $0-$50
Monthly Program Administration (monthly fee depending on State regulations) $0-$75

Reverse Mortgage Counseling

Price Varies

Reverse Mortgage counseling and Certificate

Home Ownership and Equity Protection Act (HOEPA) Counseling

Price Varies

HOEPA Counseling and Certificate

Student Loan Counseling

Price Varies

Student Loan Counseling

Homebuyer Education

FREE

On-line (Framework®)
On-line (eHome America) - real estate housing finance agency
Online (eHome America) - CALHFA
Live seminar

Rental Counseling

Price Varies

Rent for Success Counseling and Certificate

Get Your Questions Answered

Want to Learn More About Our Services?

We have lots of resources and tips to help you understand your financial situation and achieve financial freedom.
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