Working with a credit counsleor will help you pay off debt fast and manage your personal finances more efficiently. Our free credit advice is personalized to your unique situation.
The details on your credit report, like your credit score, directly impact your everyday financial well-being. Your credit score influences your ability to secure the best interest rates on loans, helps you qualify for housing, rentals or a mortgage, and even plays a role in obtaining employment for certain types of positions.
Your credit report can influence your ability to find housing, employment and secure a loan. Knowing your score and understanding your report are the first steps towards your financial health. Our certified financial counselors will guide you through your credit report, answer questions, and give personalized guidance towards improving your score.
Learn about the process of getting a bank account with BankOn. Learn all there is to know about opening a bank account and the responsible usage of the bank account.
Speak with a Debt Coach to review all your options and discuss the best strategies for getting debt relief. We’ll point you in the right direction, whether that’s DIY debt relief or a debt program, like Debt Management Plans or Debt Settlement.
Debt is common and manageable. Our certified financial counselors are standing by ready to answer your questions, provide guidance, and help you reach your financial goals. Speaking to one of our certified debt counselors is completely free. Our counselors will be able to review all of your options for getting out of debt and guide you toward the best path forward.
A financial counselor will help you determine whether a Debt Management Plan is your best path toward effectively managing debt levels. Once you enroll in a plan, we become your personal advocates, working closely with you and your creditors to pay off debt in a timely fashion.
Debt settlement is a process that allows you to pay off debt by paying a single lump sum that is lower than the total amount you owe. Settlements are achieved through negotiation between lenders and consumers or a third-party debt settlement company. Our counselors will help you assess if debt settlement is the best debt relief option for you.
Credit.org is an Executive Office for United States Trustees ‘EOUST‘ approved agency. Our experienced financial counselors work with people in all stages of their financial life, including the challenging decision of bankruptcy. Our cousnelors can help you obtain the certificate you need to file for bankruptcy or discharge debts in bankruptcy.
Whether you are current on your mortgage payments, experiencing a financial hardship, or ready to begin your homeownership journey, take action and reach out to a HUD Certified Housing Counselor today!
Work with our HUD Certified Counselors who will assess your current mortgage needs and help guide you to the options that are best suited for your specific situation.
If you are 62 or older, have equity in your home, and are considering a Reverse Mortgage loan, it is important to speak with one of our HUD Certified Counselors to understand the benefits and risk of this product.
Our award-winning counselors are here to help prepare you to own a home. We provide education, resources, and guidance to make your home buying process efficient, stress-free, and rewarding.
Don’t start your home buying journey without getting the facts first! Whether you’re a first-time home buyer or someone looking to get back into home ownership, you will need a well laid plan. Our HUD-approved Home Buyer Classes will help you navigate the home buying process and equip you with useful tools & resources for purchasing a home.
If you are seeking guidance regarding renting, call us to speak with one of our financial counselors who will help you develop a budget, create a detailed action plan, and who can provide you with local, statewide, and national resources.
Community Affordable Loan Solution™ is designed to create homeownership access for clients who have never envisioned themselves as a homeowner. Credit.org has partnered with Bank of America to assist first-time homebuyers with pre-purchase counseling and homebuyer education.
Credit.org has partnered with Federal Home Loan Bank of Atlanta to provide your pre-purchase or owner-occupied credit counseling.
Helping San Diego County, Riverside County & San Bernardino County residents CLIMB to financial freedom!
Navigate a New Beginning with Our Bankruptcy Counseling Service
Facing financial turmoil?
Credit.org’s bankruptcy counseling service provides a beacon of hope and a pathway to a fresh start. Specializing in bankruptcy education, we offer alternatives to those overwhelmed by debt. With expert advice and empathetic support, our service is designed to educate you through the bankruptcy counseling process, ensuring you clarity and confidence.
The cornerstone of our bankruptcy service is expert, personalized guidance. We navigate you through the required education needed when considering filing for bankruptcy, ensuring your journey is as smooth and informed as possible.
Tailored Bankruptcy Counseling
We provide education regarding bankruptcy and all alternatives available to help resolve difficult financial situations. We’ll help you understand your current financial standing.
Comprehensive Financial Assessment
Our bankruptcy counseling service includes a thorough financial review. By assessing your current circumstances, we will be able to determine options available for you.
Ongoing Support and Education
We believe in empowering you through education. Our service provides ongoing support and resources to help you understand the impacts of bankruptcy, paving the way for better financial management post-bankruptcy.
Learn more about bankruptcy, contact our financial counselors.
Rely on our team of seasoned bankruptcy counselors. With years of experience in handling diverse bankruptcy situations, we bring experience and expertise to your financial situation.
Key Aspects of Our Bankruptcy Counseling
Detailed Debt and Asset Analysis
A crucial step in our bankruptcy counseling is a detailed financial analysis of your debts and assets.
Personalized Client Action Planning
We include a personalized action plan tailored to align with your specific needs and goals, ensuring the most favorable outcomes.
A Path to Financial Relief and Recovery
Our counseling is designed to educate you on options to relieve you from crippling debt. We provide options, and a clear structured approach to help you find light at the end of the tunnel.
Transform Your Financial Future with Our Bankruptcy Counseling
Bankruptcy can be a fresh start. Our service not only guides you through the process but also helps you rebuild your financial standing, equipping you with tools and strategies for a more secure future.
Beyond education, our bankruptcy counseling provides tools and educational resources. These are essential for understanding the bankruptcy process and for effective financial rebuilding post-bankruptcy.
Our service offers a deep dive into the various aspects of bankruptcy, providing you with the knowledge to make informed decisions about your financial future.