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Navigate Financial Hardships with Foreclosure Assistance

Facing foreclosure or unsure if you're at risk?

Foreclosure is the legal process where a lender takes back property due to missed mortgage payments. If you're at risk or currently in foreclosure, we're here to help. Understand the process, explore alternatives like loan modification or repayment plans, and learn how to stop foreclosure.

Credit.org, a nonprofit serving the community since 1974, is dedicated to helping people like you navigate these challenges and find relief.

Navigate Foreclosure With Our Expert Help

Foreclosure Prevention Counseling

Central to our foreclosure assistance service is personalized counseling. We provide education to help you understand your options and rights, aiming to prevent foreclosure and protect your home.

Loan Modification and Refinancing Options

We assist you in exploring loan modification and refinancing options as part of our foreclosure assistance service. These solutions can make mortgage payments more manageable, helping to avoid foreclosure.

Assistance with Foreclosure

Our HUD Certified Housing Counselors will help you understand mortgage delinquency and the foreclosure process.  We can provide guidance on foreclosure prevention options, how to mitigate negative consequences when keeping the home is not possible or desirable, and how to avoid foreclosure and mortgage modification related scams.

Debt Management and Foreclosure Prevention

A debt management plan may be a solution to assist with avoiding foreclosure. Our foreclosure assistance service offers strategies to management debts and improve your financial stability.
Facing Foreclosure?
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Experienced Team in Foreclosure

Why Trust Credit.org's Foreclosure Assistance Service?

Trust in our experienced certified housing counselors. With a depth of knowledge in foreclosure mitigation, we have a track record of helping homeowners navigate through these challenging situations.

Key Features of Foreclosure Assistance Service

In-Depth Analysis of Your Financial Situation

We begin with a comprehensive analysis of your financial situation, an essential part of our foreclosure assistance service. This helps us identify the best course of action for your unique circumstances.

Access to a Network of Resources

Benefit from our extensive network of resources. Our foreclosure assistance service provides you with various resources and services that can play a crucial role in foreclosure prevention.

Customized Strategies for Home Retention

Our foreclosure assistance service is tailored to meet your specific needs, offering customized strategies aimed at retaining your home and avoiding foreclosure.
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Empowerment Through Knowledge and Action

Foreclosure Help Just a Click Away!

Our foreclosure assistance is designed to empower you with knowledge and actionable solutions. We guide you through the process, helping you take control of your situation and secure your home.
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Equipped for Foreclosure Challenges

Comprehensive Foreclosure Tools and Resources

Gain access to education and resources through our foreclosure assistance service. We provide educational materials and practical recommendations, equipping you to effectively manage your foreclosure situation
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Foreclosure Frequently Asked Questions

FAQ Accordion

How can you help if I am struggling to pay my mortgage?

We can look at your mortgage repayment options and help you make decisions on next steps. Options can include forbearance, repayment, loan modification, deed-in-lieu, short sale, refinance, and possibly reverse mortgage. At Credit.org we can also provide you with information about any available foreclosure prevention programs and resources, as well as provide budgeting and financial counseling to improve your overall financial situation.

Can you stop my foreclosure?

We are not attorneys and we cannot stop a lawful foreclosure. However, you may still have the ability to save your home, which is why it's important to speak with a qualified foreclosure counseling specialist as soon as possible.

Is there any cost for foreclosure counseling?

Foreclosure prevention counseling is provided for free. There is no cost and no risk to use this service.
Insights into Effective Foreclosure Prevention

Deepen Your Understanding of Foreclosure Solutions

Our blogs offer a wealth of information on foreclosure solutions, equipping you with the knowledge to make informed decisions about your housing future.
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