Financial Instructional Training Courses (FIT)

Our free online course will help you understand how your credit score is calculated, what your credit report says about you, and what you can do to ensure that your credit report is accurate and reflects positively on you.

Start Credit Report Course

This course helps you to understand the first steps on your journey to financial freedom with Credit.org through using a Debt Management Plan to consolidate and pay back an unsecured debt.

Start Financial Freedom Course

Smart Money 101 teaches you the 7 Building Blocks of Smart Money so you can budget confidently, avoid common financial mistakes, and build a more secure future. Through simple examples and tools, you’ll learn how to make your money work for you, one step at a time.

Start Money 101 Course

If a budget emergency strikes, your best response is to act quickly. This course will teach you to live a more wallet-friendly lifestyle so you can weather any budget crisis. We’ll also help you find ways to save more of your income rather than spending every dime.

Start Budget 911 Course

The identity theft prevention course will teach you how identity theft works so you know what to do to protect yourself. You’ll learn about your rights as a consumer and find out what to do if identity theft happens to you.

Start Identity Theft Course

Personal finance education begins with knowing how to plan. This course applies all of our expertise to help you create a budget. Learn strategies for categorizing your expenses, tracking your spending, and putting together a new budget.

Start Paycheck Planning Course

The Wise Use of Credit course will teach you how credit works and how to use it responsibly to build a strong financial future. You’ll learn the pros and cons of credit, how to avoid common pitfalls like high interest and overspending, and how to improve or maintain your credit score.

Start Wise Use of Credit Course

The Foreclosure Prevention course will help you understand the foreclosure process and how to avoid it. You’ll learn about your rights as a homeowner, available assistance programs, and strategies to manage your mortgage and communicate with lenders.

Start Preventing Foreclosure Course

Young woman wearing glasses sitting at a table, reviewing documents with focus, symbolizing organization and financial planning.

Magnifying glass placed over colorful financial reports, symbolizing analysis, review, and attention to detail.

Homebuyer Education Courses

Take the online class anytime, anywhere, at your pace. Learn how to:
‍
- Determine if homeownership is right for you
- Shop for a home
- Maintain your home

Certificate of completion presented to client and/or lender upon completion of counseling session with a homeownership advisor (if required).

Start Home Buyer Course

Join Our Homebuyer Workshops

Don’t start your home buying journey without getting the facts first! Our 8-hour HUD-approved Home Buyer Classes will help you navigate and equip you for the home buying process.
Graduates will receive a certificate.

Reserve your place in one of our in-person or virtual homebuyer classes below.

View Home Buyer Workshops