Financial Instructional Training (FIT) Academy

FIT Academy is a free, self-paced online education platform that provides 24/7 access to financial literacy courses. Open to the public, FIT Academy is designed to help individuals build financial knowledge anytime, anywhere.
Magnifying glass placed over colorful financial reports, symbolizing analysis, review, and attention to detail.

Financial Instructional Training Courses

Understand Your Credit Report

Roadmap to Financial Freedom

Budget 101

Budget 911
Identity Theft Prevention
Power of Paycheck Planning
Wise Use
of Credit
Foreclosure Prevention
Our free online course will help you understand how your credit score is calculated, what your credit report says about you, and what you can do to ensure that your credit report is accurate and reflects positively on you.
Start Credit Report Course
This course helps you to understand the first steps on your journey to financial freedom with Credit.org through using a Debt Management Plan to consolidate and pay back an unsecured debt.
Start Financial Freedom Course
This course is a great starting point for anyone who feels overwhelmed by all of the bills and paperwork standing between them and financial freedom. We teach you where to start, how to organize your spending, and what things you should prioritize when building your perfect budget.
Start Budget 101 Course
If a budget emergency strikes, your best response is to act quickly. This course will teach you to live a more wallet-friendly lifestyle so you can weather any budget crisis. We’ll also help you find ways to save more of your income rather than spending every dime.
Start Budget 911 Course
The identity theft prevention course will teach you how identity theft works so you know what to do to protect yourself. You’ll learn about your rights as a consumer and find out what to do if identity theft happens to you.
Start Identity Theft Course
Personal finance education begins with knowing how to plan. This course applies all of our expertise to help you create a budget. Learn strategies for categorizing your expenses, tracking your spending, and putting together a new budget.
Start Paycheck Planning Course
The Wise Use of Credit course will teach you how credit works and how to use it responsibly to build a strong financial future. You’ll learn the pros and cons of credit, how to avoid common pitfalls like high interest and overspending, and how to improve or maintain your credit score.
Start Wise Use of Credit Course
The Foreclosure Prevention course will help you understand the foreclosure process and how to avoid it. You’ll learn about your rights as a homeowner, available assistance programs, and strategies to manage your mortgage and communicate with lenders.
Start Preventing Foreclosure Course
Young woman wearing glasses sitting at a table, reviewing documents with focus, symbolizing organization and financial planning.

Homebuyer Education Courses

Take the online class anytime, anywhere, at your pace. Learn how to:
‍
- Determine if homeownership is right for you
- Shop for a home
- Maintain your home

Certificate of completion presented to client and/or lender upon completion of counseling session with a homeownership advisor (if required).
Start Home Buyer Course

Join Our Homebuyer Workshops

Don’t start your home buying journey without getting the facts first! Our 8-hour HUD-approved Home Buyer Classes will help you navigate and equip you for the home buying process.
Graduates will receive a certificate.

Reserve your place in one of our in-person or virtual homebuyer classes below.
View Home Buyer Workshops
Education & C… (3)-min

Interested in Offering Financial Classes to Your Organization?

Credit.org is not a loan company. We do not loan / lend money.
‍
Credit.org is an independent nonprofit financial counseling agency and is not affiliated with any mortgage, lending or servicing provider. The content, links and resources in this site are presented for informational purposes only and should not be construed as legal or tax advice.

Credit.org is not a credit repair company.
‍
Credit.org does not offer credit repair services. Our focus is on providing educational resources, counseling, and support to help individuals improve their financial health and achieve their homeownership goals. We do not engage in activities that promise to remove or alter negative credit information from credit reports.
Copyright © Credit.org
About Us
Services and Resources