Get to Know Us More and Why We Do What We Do

Established in 1974, Credit.org is a national nonprofit financial wellness organization, recognized as one of the earliest U.S. Department of Housing and Urban Development (HUD) approved nonprofit and consumer credit counseling services (CCCS) agencies nationwide. Our HUD-approved housing counseling programs have consistently improved housing outcomes for first-time homebuyers, homeowners, renters, and those overcoming homelessness. 
Magnifying glass placed over colorful financial reports, symbolizing analysis, review, and attention to detail.Magnifying glass placed over colorful financial reports, symbolizing analysis, review, and attention to detail.

Mission Statement

We empower individuals and communities to achieve a brighter financial future through trusted counseling and education, turning goals into action. Click to reveal details about our core values.

- Mission -

We empower individuals and communities to achieve a brighter financial future through trusted counseling and education, turning goals into action.

Vision

To bridge the financial health gap by expanding access to education, counseling, and partnerships that guide individuals and families toward stability to build strong, thriving communities.

C

Compassion

We meet people where they are with empathy and respect, knowing that money challenges and goals are personal.

I

Integrity

We do the right thing - honest, transparent, and accountable in every interaction and decision.

R

Resilience

We face change and challenge with focus, quick adaptation, to keep moving forward to deliver results.

C

Collaboration

We work as one team across roles and partners, sharing knowledge and aligning to expand our impact.

L

Lift Each Other Up

‍We lead with encouragement - supporting,coaching, and celebrating each other so everyone can do their best work.

E

Excellence

‍We hold a high bar for quality and reliability, delivering consistent, accurate, trusted services that make a lasting difference.