Bankruptcy Counseling and Debtor Education Disclosure

Before beginning your counseling session, please review the required disclosures and privacy policy. These documents explain your rights, the scope of services we provide, and how your information is protected.Click the buttons below to view the Disclosure Statement and Privacy Policy in full.
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Once you’ve reviewed both, please scroll to the bottom of the page to indicate your decision by selecting:
“I (WE) Agree” or “I (WE) Disagree” to proceed.Your acknowledgment is required to begin your counseling session
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I (WE) AGREEI (WE) DISAGREE
Credit.org is not a loan company. We do not loan / lend money.
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Credit.org is an independent nonprofit financial counseling agency and is not affiliated with any mortgage, lending or servicing provider. The content, links and resources in this site are presented for informational purposes only and should not be construed as legal or tax advice.

Credit.org is not a credit repair company.
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Credit.org does not offer credit repair services. Our focus is on providing educational resources, counseling, and support to help individuals improve their financial health and achieve their homeownership goals. We do not engage in activities that promise to remove or alter negative credit information from credit reports.
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