Opening the Door to Homeownership

We’ve partnered with Bank of America’s Connect to Own® initiative to guide you step-by-step toward successful homeownership. Through this partnership, you’ll get access to personalized homebuyer counseling, expert financial education, and tailored support, all designed to help you become mortgage-ready with confidence.

Credit.org is an education provider for Bank of America®
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Magnifying glass placed over colorful financial reports, symbolizing analysis, review, and attention to detail.Magnifying glass placed over colorful financial reports, symbolizing analysis, review, and attention to detail.
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We Understand the Challenges,Become Mortgage Ready

Buying a home can feel out of reach, especially with credit challenges, budgeting struggles, or not knowing where to start. Whether you’re a first-time buyer or trying again after financial setbacks, the path to homeownership doesn’t have to be confusing or overwhelming. That’s where we come in.

Your Roadmap Starts
With Connect to Own®

Don’t start your home buying journey without getting the facts first! Whether you’re a first-time homebuyer or someone looking to get back into homeownership, you will need a well-laid plan. Our HUD-approved homebuyer classes will help you navigate the home buying process and equip you with useful tools & resources for purchasing a home.

Home Buyer Education Topics Include:
- Build savings and manage spending
- Understand and improve your credit
- Navigate mortgage and financing options
- Prepare for the real estate process
- Choose the right homeowner’s insurance

Partner- BofA-minMagnifying glass placed over colorful financial reports, symbolizing analysis, review, and attention to detail.
Young woman wearing glasses sitting at a table, reviewing documents with focus, symbolizing organization and financial planning.Magnifying glass placed over colorful financial reports, symbolizing analysis, review, and attention to detail.

Your Outcome,
Being Mortgage-Ready

By the end of this journey, you won’t just understand homeownership, you’ll be prepared for it. You’ll walk away with real progress, a personalized financial strategy, and the confidence to take action on your dream of owning a home.

Here’s what you’ll have after completing the program:
✅  A clear, step-by-step plan to become mortgage-ready
✅  A stronger credit profile and improved financial habits
✅  Real insight into loan options that work for your goals
✅  Greater confidence walking into lender conversations
✅  Support from a trusted, certified counselor who gets it
Credit.org is not a loan company. We do not loan / lend money.
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Credit.org is an independent nonprofit financial counseling agency and is not affiliated with any mortgage, lending or servicing provider. The content, links and resources in this site are presented for informational purposes only and should not be construed as legal or tax advice.

Credit.org is not a credit repair company.
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Credit.org does not offer credit repair services. Our focus is on providing educational resources, counseling, and support to help individuals improve their financial health and achieve their homeownership goals. We do not engage in activities that promise to remove or alter negative credit information from credit reports.
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