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Homebuyer's Path To Success

Dedicated to delivering the homeownership dream to you!

Credit.org is a nonprofit financial counseling and U.S. Department of Housing and Urban Development (HUD) approved housing counseling agency with over 50 years of experience. Our mission is simple, yet vital: We improve the lives and financial well-being of individuals and families by providing quality financial education & counseling.

Credit.org is an education provider for Bank of America®
*Up to $15,000 in Down Payment Assistance!

First-Time Homebuyers Community Affordable Loan Solution

Community Affordable Loan Solution™ is designed to create homeownership access for clients who have never envisioned themselves as a homeowner. Credit.org has partnered with Bank of America to assist first-time homebuyers with pre-purchase counseling and homebuyer education.

*A First-time homebuyer may be defined as a homebuyer who has not owned and occupied their home in the past three years.
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Contact Our Loan Solutions Education Specialist

Taking the leap into homeownership can be both thrilling and daunting. Our counselors are equipped with the knowledge and expertise to guide you through the process, ensuring you make informed decisions every step of the way.  

During the pre-purchase counseling session, the counselor will conduct a thorough assessment of your budget, helping you understand your financial standing and capabilities. This includes analyzing your income, expenses, and existing debts to determine a realistic budget for homeownership. Additionally, the housing analysis provided by counselors assists in identifying suitable housing options that align with your budget and preferences. Whether you're considering purchasing a single-family home, condominium, or townhouse, this analysis helps narrow down your choices, making the selection process more manageable.

The pre-purchase counseling session also includes comprehensive homebuyer education. This covers various topics essential for prospective homeowners, such as understanding mortgage options, navigating the closing process, and maintaining your new home. Armed with this knowledge, you can approach the homebuying process with confidence and clarity.

Upon successful completion of homebuyer education and pre-purchase counseling, you become eligible to receive a Community Affordable Loan Solution certificate.  

For those considering properties in Los Angeles County, exploring eligible options is just a click away. By clicking the button below, you can access a curated list of properties that qualify under these programs, empowering you to take the next steps towards achieving your homeownership dreams.

*Click the Button Below to See Eligible Los Angeles County Properties
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Get Ready For Homeownership Today!

Connect to Own® Homebuyer Education

Don’t start your homebuying journey without getting the facts first! Whether you’re a first-time homebuyer or someone looking to get back into homeownership, you will need a well-laid plan. Our HUD-approved homebuyer classes will help you navigate the homebuying process and equip you with useful tools & resources for purchasing a home.

Homebuyer Education Topics Include:

- ‍Saving and Spending
- Understanding Credit
- Financing and Lending
- Real Estate Process
- Homeowner’s Insurance

Start Your Homebuyer Education Session Today!

Credit.org will help prepare you to become a successful homeowner.
Complete your class online in a day or at your convenience.

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Credit.org offers other programs and services such as:

Credit and Debt Counseling
Debt Management Plans
Credit Report Reviews
Homeownership Preservation & Foreclosure Prevention
Reverse Mortgage Counseling
Student Loan Counseling
Financial Education Programs

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