Financial Literacy Month 2021: Free assistance, education, and resources

Every year, April is National Financial Literacy Month. As an organization dedicated to spreading financial literacy and education, we honor this yearly event with workshops & seminars, educational materials, and a continuing commitment to helping people learn to better manage their money.

Financial Literacy Month has been around for over 2 decades. It was originally created by the National Endowment for Financial Education (NEFE) and designed to teach high schoolers about financial literacy. In 2004, the Senate voted unanimously to designate April as National Financial Literacy Month for all Americans, adults and students alike.

Various states have proclaimed state-wide Financial Literacy Months, also in April of each year. We’ve been honoring this event for over 20 years now, and we’re happy to see the tradition continue well into the future.

Besides nonprofit organizations like us and our friends at the NFCC & Jump$tart Coalition, other entities like banks, schools and governmental bodies participate in this yearly event to spread financial awareness and increase Americans’ financial literacy and capability.

Recovering financially from the pandemic

This year, the month of April will be an important one as more and more people get vaccinated and return to pre-pandemic lifestyles and productivity. A NEFE survey conducted late last year showed that 4 out of 5 Americans have obtained no relief from COVID-related financial stress since the pandemic started.

Now will be the time for people to take action to recover from the financial effects of the pandemic. It will involve examining one’s own situation, learning what to do next, creating a plan, and getting professional help where needed.

During Financial Literacy Month, we want everyone, no matter how deeply affected their finances were by the pandemic, to take some time each week to grow their financial literacy and apply that knowledge to their situation.

Read up on our blog

First off, spend some time in our blog archives—we’ve been writing about financial literacy and other related topics for years. Bookmark us and read up on the many topics we’ve covered in recent years.

Financial literacy month is a broad topic and can encompass many different areas of your life. Start with the topics that are most interesting to you, and most relevant to where you find yourself this year, as the pandemic winds down.

Free online courses

Then take a look at some of our online classes. We’ve got recorded versions of our most popular workshops, like Creating a Budget 101 and Understanding Your Credit Report.

You can get certificates of achievement for completing these workshops, and pre- and post-quizzes will help you track your progress. These online courses are available free, on demand and at your convenience.

Free educational materials

Then check out some of our free financial resources and tools. We have free pdf downloads of educational booklets for more than 14 topics, from “Raising a Money Smart Child” to “Understanding Your Credit Report and Score.”

Try to make time this April to download one booklet per week, and spend some time with the material. In particular, make one of your downloads our budgeting workbook, “The Power of Paycheck Planning.” This book has pages for tracking your spending and proposing a new budget you can live with.

Live workshops online

We frequently offer live, in person workshops to our audience in the southern California region. With the onset of the COVID-19 pandemic, we have offered more classes than ever online, live via Zoom.

This month, we’re featuring our “Roadmap to Financial Freedom” webinar on April 14th. This is the course we offer to help people understand the steps they can take to achieve financial freedom and pay back unsecured debt with consolidated payments.  Make time to attend one of our two workshops that day:

Free Webinar: Roadmap to Financial Freedom

April 14 @ 10AM Pacific Time: Roadmap to Financial Freedom 

April 14 @ 5PM Pacific Time: Roadmap to Financial Freedom

One-on-one counseling

If you’re struggling with reduced income or debt payments you can’t keep up with, one-on-one coaching with a certified counselor can help. There’s no cost for this non-profit service, and you’ll have a chance to ask questions and get personalized advice that is tailored to your unique situation.

Besides coaching for debt related issues, we have HUD Certified housing counselors to help with foreclosure or eviction prevention counseling, reverse mortgage counseling, pre-purchase and homebuyer education and more. This is the month to get smarter about your personal finances, and you don’t have to go it alone.

If you can set aside a few hours every week this April, you can increase your financial literacy and create a plan to financially recover from the pandemic as quickly as possible.

Remember, there are certified credit coaches standing by to offer free counseling and advice. Contact us today if you need help.

Speak to our certified Debt Coaches to review all of your options and discuss best strategies for getting out of debt.Speak to our certified Debt Coaches to review all of your options and discuss best strategies for getting out of debt.