Facing Foreclosure?
Speak with a HUD Housing
Expert Today

Foreclosure can feel overwhelming, but facing it doesn’t have to mean facing it alone. HUD-certified housing counselors are here to guide you through every step, offering tailored solutions that fit your unique financial needs. Begin taking proactive steps today to protect your home, secure your future, and rebuild financial security.
Schedule Your Appointment800-294-3896

Guidance and Support Before, During, and After Foreclosure

Before Foreclosure

If you’re feeling the pressure of foreclosure, now is the time to act. Access pre-foreclosure options and preventative steps designed to help you stay in your home and avoid foreclosure.

During Foreclosure

Already in the foreclosure process? Learn what steps you can take to stop it, protect your finances, and explore affordable, counselor-supported solutions tailored to your situation.

After Foreclosure

After foreclosure, rebuilding is possible. Focus on regaining financial health with personalized support for credit recovery, debt management, and a step-by-step plan for moving forward.

Your Path to Stability Starts Here

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Explore Your Options,
Make Confident Decisions

Take charge by exploring strategies like loan modifications, refinancing, or alternatives such as a deed in lieu of foreclosure. Each decision brings you closer to keeping your home, reducing debt, and creating a solid financial foundation.

Preserve Your Home,
Regain Peace of Mind

Foreclosure doesn’t have to be inevitable. Learn practical ways to prevent foreclosure and protect what matters most to you. A personalized foreclosure prevention strategy can provide the clarity you need to prioritize your needs, address concerns, and feel secure in the steps you’re taking toward a stable future.
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Rebuild Your Financial Health, Renew Your Future

Foreclosure doesn’t have to define your financial future. Reclaim stability with a customized plan to rebuild your credit, manage your finances, and lay a foundation for long-term success. This journey is about empowering yourself to make positive changes and take meaningful steps toward a renewed financial future.
Schedule Your Debt Appointment800-294-3896

Step-by-Step
Foreclosure Counseling Process

Step 1:
Understand Your
Situation and Housing Goals

Gain insights into mortgage delinquency and foreclosure process during a session with HUD-certified housing counselors. They’re here to understand your unique situation and your housing goal, helping you choose a foreclosure strategy that best supports your goals.

Step 2:
Understanding Your
Finances and Affordability

Gain a clear understanding of your finances and make choices that truly fit your budget. By building this strong foundation, you'll feel empowered and secure, setting yourself up for a financially stable future.

Step 3:
Explore Your
Housing Options

With choices that include pre-foreclosure strategies, loan modifications, or a deed in lieu of foreclosure, it’s about selecting the path that aligns with your financial needs and goals. Each solution is designed to make your mortgage more manageable and avoid foreclosure.

Step 4:
Build a Foundation for
Long-Term Financial Security

Take control of your financial future by rebuilding credit and establishing a plan to prevent setbacks. This step is about creating lasting stability, so you can move forward with confidence and peace of mind.
Prevent Foreclosure, Contact us Today.
Schedule Your Appointment800-294-3896

See How Clients Like You Have Found Relief Through Foreclosure Counseling

Foreclosure assistance has changed the lives of countless individuals, helping them protect their homes, prevent foreclosure, and achieve a renewed sense of financial security.
Take the First Step Toward Securing Your Home Today!
Schedule Your Appointment800-294-3896
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Financial Tools Made
to Help You with Foreclosure

Armed with the right tools, managing and improving your credit becomes a seamless task. Effective budget counseling is key to credit health. Our resources and tools guide you in allocating funds wisely, reducing debts, and positively impacting your credit score.
Explore Our Resources

Foreclosure FAQ's

What Can You Do If I’m Struggling to Pay My Mortgage?

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We’ll walk you through options like forbearance, loan modification, short sale, or refinance, and help you build a plan with budgeting and support programs.

Can You Help Stop or Prevent Foreclosure on My Home?

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We can’t stop a legal foreclosure, but you may still have options. Speak with a certified counselor now to explore possible ways to keep your home.

Is There a Fee for Foreclosure Counseling Services?

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No cost, no catch. Foreclosure prevention counseling is completely free and designed to help you get the support you need without added financial stress.

How Soon Should I Get Help If I’m Behind on Mortgage Payments?

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Don’t wait. The sooner you reach out, the more options may be available. Early help can make the difference between keeping or losing your home.
Credit.org is not a loan company. We do not loan / lend money.
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Credit.org is an independent nonprofit financial counseling agency and is not affiliated with any mortgage, lending or servicing provider. The content, links and resources in this site are presented for informational purposes only and should not be construed as legal or tax advice.

Credit.org is not a credit repair company.
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Credit.org does not offer credit repair services. Our focus is on providing educational resources, counseling, and support to help individuals improve their financial health and achieve their homeownership goals. We do not engage in activities that promise to remove or alter negative credit information from credit reports.
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