⚠ Important Notice: We provide services only to clients residing in the United States ⚠
Understand What Qualifies You for Bankruptcy
Learn how bankruptcy can provide relief, protect your assets, and set you on a path toward financial stability. Not all situations qualify for bankruptcy. Our counselors explain what qualifies you, assess your finances, and outlines your options like Chapter 7, Chapter 13, or Chapter 11 bankruptcy. Find out which path best aligns with your goals for debt relief.
Navigate the Bankruptcy Process with Bankruptcy Counseling
Identify Your Options, Make Informed Choices
Get clarity on Chapter 7, Chapter 11, and Chapter 13 bankruptcy options. We help you understand each type so you can select the best path forward based on your financial goals and needs.
Protect Your Assets, Secure Essential Needs
Our counselors guide you through filing for bankruptcy while keeping essential assets like your car. We’ll help you navigate protections to maintain stability during and after the process.
Rebuild Credit, Achieve Financial Stability
Access resources and tools to rebuild your credit post-bankruptcy. We provide strategies to help you restore creditworthiness, ensuring a strong foundation for future financial health.
Step 1 Start With a Free Bankruptcy Counseling Session to Explore Options
Speak with a certified counselor to understand how bankruptcy works, assess your eligibility, and find out if it’s the right solution to protect your assets and reduce debt.
Step 2 Review Your Finances to Determine Bankruptcy Eligibility and Impact
We’ll evaluate your income, debts, and assets to see if you qualify for Chapter 7, Chapter 13, or Chapter 11, and explain how each could affect your future finances.
Step 3 Understand Your Bankruptcy Filing Options and Legal Requirements
Learn the key differences between bankruptcy types, filing steps, and what’s legally required, so you feel fully informed and confident before taking the next step.
Step 4 Receive Resources to Rebuild After Bankruptcy and Regain Stability
Get post-bankruptcy guidance, credit rebuilding tips, and budgeting tools to help you move forward with confidence and long-term financial peace of mind.
Armed with the right tools, managing and improving your credit becomes a seamless task. Effective budget counseling is key to credit health. Our resources and tools guide you in allocating funds wisely, reducing debts, and positively impacting your credit score.
Yes. Credit.org is approved to issue Pre-filing Credit Counseling and Pre-discharge Debtor Education certificates in compliance with the bankruptcy code. Approval does not endorse or assure the quality of an agency’s service.
Do I Need to See an Attorney Before My Session?
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No. You’re welcome to speak with a certified credit counselor at any point, before or after consulting an attorney.
How Soon Can I Schedule a Counseling Appointment?
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No wait! Call us at 888-425-3453 during business hours to speak with a certified counselor right away, no appointment needed.
How Long Is a Bankruptcy Counseling Session?
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Most sessions take up to 90 minutes, depending on your situation, questions, and the info you provide. We’ll guide you through every step.
Dive Into Our Bankruptcy Blogs for Deeper Insights
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