Are you 62 or older and considering a reverse mortgage to enhance your retirement?
With a reverse mortgage, you can tap into your home’s equity to supplement your retirement income, eliminate debt, or pay your monthly mortgage payments. Through HUD-approved counseling, gain clear understanding of what a reverse mortgage is, how a reverse mortgage works, and whether it aligns with your financial needs.
Start Your Reverse Mortgage Journey with Clear Guidance and Support
Explore Your Options to Find the Right Fit
Learn how a reverse mortgage works and explore the benefits it can provide, such as accessing funds while continuing to live in your home. This counseling is designed to explain the pros and cons of a reverse mortgage to help you decide if it’s the right fit for your financial goals.
Achieve Clarity for a More Secure Retirement
Our HUD-certified counselors walk you through reverse mortgage types, loan terms, interest rates, and repayment structure. You’ll learn how these details impact your equity, retirement plans, and long-term financial well-being.
Take the Next Step Toward Confident Retirement Planning
Leave your session with confidence and a personalized summary of your options. Whether you're planning to age in place, travel more, or simply reduce financial stress, we'll help you move forward with peace of mind.
Your reverse mortgage counseling session starts at $199 for HECM and $229 for proprietary programs(non-HECM). Each session provides expert, HUD-approved guidance tailored to your housing goals
* In cases where individuals are unable to afford our services, managers have the liberty to reduce or waive associated fees.
Learn about the basics of a reverse mortgage, including how it allows you to convert home equity into income. This counseling session explains the fundamentals, so you have a clear answer to “what is a reverse mortgage” and “the benefits of a reverse mortgage.”
Step 2 Choose the Right Type of Reverse Mortgage
Discover the different types of reverse mortgages, Single-Purpose, Home Equity Conversion Mortgage (HECM), and Proprietary Reverse Mortgage. This step clarifies the unique aspects of each type, helping you decide which might be the best fit.
Step 3 Discuss Pros, Cons, and Alternatives
Your counselor will explain the long-term impact, answer all questions, and ensure you understand the risks, benefits, and if this is the best choice for your lifestyle goals.
Step 4: Get a Clear, Confident Retirement Strategy
You’ll leave with a full clarity on next steps, and a plan to use your home equity to reduce debt, increase income, or enjoy the retirement you deserve.
Explore Your Reverse Mortgage Option, Call Us to Get Started.
Get clear, unbiased resources to help you understand how reverse mortgages work. From eligibility checklists to equity calculators, our tools empower you to explore your options, plan confidently, and protect your long-term financial future.
What Are the Eligibility Requirements for a Reverse Mortgage?
*Hover over for answer
To qualify, you must be 62+, own your home, and live in it as your primary residence. A counselor can confirm your eligibility and walk you through next steps.
Why Speak with a Counselor from a HUD-Approved Agency?
*Hover over for answer
A HUD-certified counselor ensures you fully understand the risks, costs, and benefits of a reverse mortgage, so you can make a confident, informed decision.
How Can I Know If a Reverse Mortgage Is Right for Me?
*Hover over for answer
Our HUD-approved counselors will help you assess your finances, explain pros and cons, and guide you through the decision based on your goals and needs.
Will I Still Have an Estate to Leave to My Heirs?
*Hover over for answer
Yes, any remaining home equity after repaying the reverse mortgage loan and interest goes to your estate or heirs when the home is sold or vacated.
Dive Into Our Reverse Mortgage Blogs for Deeper Insights
