Financial Calculators Created to Help You Manage Debt Smartly

Whether you need to budget, pay off credit cards, plan for a mortgage, or prepare for retirement, our user-friendly tools offer precise calculations to guide your decisions. Simplify your journey to financial freedom with personalized insights and practical solutions. Start calculating how fast you can reach your financial goals today!
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a financial calculator that is used to illustrate the financial resources and tools available at Credit.org for customers to achieve financial freedom by becoming debt-free.

Financial Calculators

To use any calculator, simply click on the calculator name

Auto Loan Calculator

Our auto loan calculator helps you estimate monthly payments and total loan costs. It's an essential tool for planning your budget and making informed decisions.

Basic Financial Calculator

Uncover the details of your credit report. From identifying inaccuracies to understanding factors affecting your score, we provide a thorough analysis.

Cost-of-Debt Calculator

Unlock your financial potential with our cost-of-debt calculator! This essential tool helps you understand the true cost of your debt, allowing you to make informed decisions and save money. Try it today!

Credit Card Debt Calculator

Use our Credit Card Debt Calculator to easily manage your finances. This tool helps you understand your monthly payments and total interest, allowing you to make informed decisions about reducing your debt. Start your journey to financial freedom today!

Credit Card Pay-Off Calculator

Use our Credit Card Payoff Calculator to plan a debt-free future. Discover how quickly you can pay off your credit cards and save on interest. This tool helps you create a clear, manageable strategy to eliminate your debt efficiently and effectively.

How Much Do You Owe Calculator

Get a complete picture of your debt with our easy-to-use tool. Quickly total all your debts in one place, gaining the clarity needed to create a realistic plan for effective debt management and reduction. Start your journey to financial freedom today.

Rent vs. Buy Calculator

Evaluate the financial benefits of renting versus buying a home with our easy-to-use calculator. Gain insights on long-term savings, monthly expenses, and overall cost comparisons. Make informed decisions to achieve your housing goals confidently.

Loan Payment Frequency Calculator

Easily determine the best repayment schedule for your budget with our calculator. Understand how different payment frequencies impact your loan, helping you save on interest and pay off your debt faster. Optimize your financial planning today!

Loan Pre-qualification Calculator

Discover your borrowing potential with our user-friendly tool. Quickly assess your loan eligibility and understand how much you can afford. Make confident decisions and take the first step towards achieving your financial goals with ease.

Student Loan Calculator

Easily estimate your monthly payments and total interest with our intuitive tool. This calculator helps you plan your finances, ensuring you stay on top of your student loans. Take control of your debt and achieve financial stability with confidence.
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Retirement Calculators

401k Savings Calculator

Calculate your retirement savings effortlessly with our easy-to-use tool. Discover how much you need to save monthly to reach your retirement goals. Plan ahead and ensure a secure financial future with accurate, personalized insights.

Retirement Income Calculator

Plan for a secure future with our easy-to-use tool. Calculate your estimated retirement income based on your savings, investments, and expected expenses. Make informed decisions today to ensure a comfortable and worry-free retirement tomorrow.

Retirement Planner Calculator

Our free tool helps you plan your retirement with ease. Input your savings, age, and goals to see a clear picture of your financial future. Make informed decisions, adjust your strategy, and secure a comfortable retirement. Start planning today!

Savings Calculators

Budgeting Calculator

Effortlessly manage your finances with our tool, designed to help you track income and expenses, plan savings, and reduce debt. Gain control over your spending, set realistic financial goals, and achieve financial stability with ease.

Family Income Calculator

Calculate your family's total income effortlessly with our user-friendly tool. Gain insights into your financial health, plan for the future, and make informed budgeting decisions. Start optimizing your family's financial well-being today!

Home Buyer Savings Calculator

Easily plan your path to homeownership with our calculator. Estimate how much you need to save, track your progress, and set realistic goals. This tool empowers you to take control of your savings and make your dream home a reality. Start planning today!

Savings Goals Calculator

Achieve your financial dreams with our easy-to-use tool. Calculate how much you need to save each month to reach your goals. Plan for vacations, emergencies, or future purchases with confidence. Start your savings journey now and secure your future!
Secure Your Financial Future. Contact Us Today!
Get Started Now1 (800) 431-8157

Housing Calculators

Home Equity Line of Credit Calculator

Discover how much you can borrow against your home’s equity with our easy-to-use tool. Calculate potential credit limits and monthly payments to make informed decisions. Equip yourself with the knowledge to manage your finances better.

Maximum Mortgage Calculator

Determine how much house you can afford with our intuitive tool. Calculate your maximum mortgage based on your income, expenses, and interest rates. Make informed home-buying decisions and achieve your dream of homeownership with confidence.

Reverse Mortgage Calculator

Easily estimate the potential proceeds from a reverse mortgage with this user-friendly tool. It helps you understand how much you can borrow based on your home’s value, providing clarity and peace of mind for your financial future. Start planning today!

Mortgage Payoff Calculator

Our tool helps you visualize how extra payments can reduce your mortgage term and save on interest. By understanding your payoff timeline, you can make informed decisions to achieve financial freedom faster. Start planning your mortgage-free future now!
Credit.org is not a loan company. We do not loan / lend money.
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Credit.org is an independent nonprofit financial counseling agency and is not affiliated with any mortgage, lending or servicing provider. The content, links and resources in this site are presented for informational purposes only and should not be construed as legal or tax advice.

Credit.org is not a credit repair company.
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Credit.org does not offer credit repair services. Our focus is on providing educational resources, counseling, and support to help individuals improve their financial health and achieve their homeownership goals. We do not engage in activities that promise to remove or alter negative credit information from credit reports.
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