Mortgage APR Calculator

Our Mortgage APR Calculator factors in lender fees, closing costs, and loan terms to give you the real annual percentage rate (APR) of your mortgage. Use it to compare loan offers apples to apples and make smart, transparent choices when financing your home.
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Credit.org is an independent nonprofit financial counseling agency and is not affiliated with any mortgage, lending or servicing provider. The content, links and resources in this site are presented for informational purposes only and should not be construed as legal or tax advice.

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Credit.org does not offer credit repair services. Our focus is on providing educational resources, counseling, and support to help individuals improve their financial health and achieve their homeownership goals. We do not engage in activities that promise to remove or alter negative credit information from credit reports.
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