CREDIT.ORG

Credit.org's
Leadership Team

An illustration showing colorful silhouettes of people, representing the key officers of Credit.org.
President and CEO

Cyndi Williams

As President and CEO of Credit.org, Cyndi Williams provides visionary leadership, guiding the organization’s mission, vision, and goals. With over 26 years of experience, she ensures operations align with core values, continuously improving services and identifying growth opportunities.

Under Cyndi's leadership, Credit.org provides clients with reliable services that empower them to achieve financial stability and long-term success.
Chief External Affairs Officer

Melinda Opperman

Melinda Opperman serves as Chief External Affairs Officer at Credit.org, responsible for national financial literacy education initiatives, public relations, integrated communication strategies, and managing relationships with media, grant funders, lenders, creditors, policymakers, auditors, and accreditation entities.

Leading HUD-approved housing counseling programs, Melinda ensures Credit.org’s consumers access expert guidance and resources for financial stability and housing security.
Chief Innovation Officer

Robin Hillary

Robin Hillary, as Chief Innovation Officer at Credit.org, develops and implements innovative technologies that connect financial institutions, housing sectors, and other critical service providers with the Low-to-Moderate Income (LMI) community.

By creating new revenue models and fostering sustainability, Robin ensures that Credit.org’s consumers benefit from cutting-edge solutions and long-term organizational growth that supports their financial well-being.
Vice President of Operations

Michelle Taylor

As Vice President of Operations at Credit.org, Michelle Taylor ensures that operational benchmarks are consistently met, aligning services with the organization’s mission to empower individuals through financial education, debt relief, and homeownership counseling.

Under Michelle's leadership, clients receive personalized credit counseling and tailored support, helping them achieve financial security and long-term stability.
Vice President of Data & Infrastructure

Ryan Hoskins

As Vice President of Data & Infrastructure at Credit.org, Ryan Hoskins leads the organization’s technology initiatives, ensuring innovative solutions, enhanced cybersecurity, and optimized IT operations.

Under Ryan's direction, Credit.org’s technological infrastructure supports the organization’s mission, providing clients with secure and reliable services that empower them to achieve financial stability and long-term success.