What to Say to Your Landlord if You’re Facing Eviction

Renter speaking with landlord by phone, writing details to negotiate and prevent eviction.

What to Do First When You’re Facing Eviction

The moment you receive a notice, act quickly. Landlords are more willing to work with renters who respond right away. Say something simple:

“Hello, I received your eviction notice. I’d like to talk about options so I don’t get evicted.”

Showing that you want to cooperate lowers the risk of losing your home. The CFPB guide on what to do if you’re facing eviction has more advice for renters across the country.

How to Talk About Your Ability to Pay Rent

If you cannot pay rent in full, explain your expenses honestly. You might qualify for rental assistance that covers rent or utility bills. Ask about a payment plan and share when you expect funds. You can also explore help from Can’t Pay Rent This Month? Try These 5 Immediate Solutions.

Understanding the Eviction Process Before Court

Every state has its own eviction process. Typically, it begins with a notice, followed by eviction filings in court, and then a hearing date. Knowing the timeline helps you prepare documents like your lease, income records, and proof of applications. For more on the process, see USA.gov’s eviction guide.

Concerned renter talking with landlord on the phone, looking for ways to prevent eviction and stay housed.

Which Eligible Tenants Facing Eviction Can Get Help

Many eligible tenants facing eviction may receive rental aid. Programs often prioritize families with children, seniors, or those in subsidized housing. Bring your lease and proof of income to show you qualify. For guidance on programs in your area, visit Emergency Rental Assistance Programs You Can Apply For Now.

Knowing Your Legal Rights and Where to Find Legal Help

Tenants have legal rights that protect them during eviction. Landlords must follow the law, provide written notice, and file properly. If you need help, reach out for legal aid through local nonprofits. Some cities offer free legal aid, free legal help clinics, or even a free lawyer in housing court. National listings are available at LawHelp.org’s rent and eviction resources.

Free Legal Support in Housing Cases

Ask for legal services that explain your options, represent you in hearings, or help you file forms. Even a short legal advice session can prepare you to respond in court. Some communities also have HUD-supported housing programs that connect renters with free legal aid.

Eviction Prevention Strategies You Can Share With Your Landlord

Tell your landlord you are applying for rental assistance and need time for the process. Many programs cover back rent and utility bills directly, preventing eviction. Keep copies of everything you submit and explain that you are trying to stabilize housing costs. Learn more about federal programs at the U.S. Treasury ERA overview.

Food Assistance That Frees Up Money for Rent

If food costs are straining your budget, ask about local food assistance. Free groceries can increase housing stability by freeing cash for rent. Call 211 or visit 211.org to find programs near your address.

Take Action Now

Eviction is stressful, but you do not have to face it alone. By speaking with your landlord, seeking eviction help, and using local services, you can reduce the risk of losing your home.

For one-on-one guidance, connect with Distressed Renter Counseling. Housing counselors will review your situation, connect you to resources, and help you create a plan to stay housed.

Jeff Michael
Article written by
Jeff Michael is the author of More Than Money, a debtor education guide for pre-bankruptcy debtor education, and Repair Your Credit and Knock Out Your Debt from McGraw-Hill books. He was a contributor to Tips from The Top: Targeted Advice from America’s Top Money Minds. He lives in Overland Park, Kansas.
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