Talk to experienced, HUD Certified Counselors from a HUD-Approved Agency and get guidance and answers to all of your questions free of charge.
Depending on your situation, you might be eligible for repayment plans, forbearance, loan modification, short sale, deed in lieu, cash for keys and more.
Federal Relief Programs
Find out about government mortgage relief programs are available to troubled home owners and additional mortgage relief resources that are available.
Looking for rental assistance? We can help!
The Foreclosure Process
By learning the mortgage foreclosure process, you’ll better understand your options on how to stop foreclosure, avoid it or make it through with your dignity and finances still intact.
A HUD Certified Counselor can analyze your financial and mortgage details, identify your foreclosure alternatives, create an action plan and work with you on the best way to talk to your lender.
What if you don't Qualify or are denied?
If your bank has denied your loan modification, you may be eligible for a foreclosure alternative programs or a government relief program.
Examples of Foreclosure Alternatives
Get the Financial Advice that is Right for You
Housing discrimination affects people of every race, ethnicity, national origin, religion, and orientation. If you have been trying to buy or rent a home or apartment and you believe your civil rights have been violated, you can report the discrimination. Learn more about what you can do.
Foreclosure Prevention Services
If you are facing the possibility of foreclosure or if your house is currently being foreclosed on, help is available. Here you can familiarize yourself with the foreclosure process, explore your foreclosure alternatives or learn how to stop a foreclosure.
Credit.org is a nonprofit company serving the community and helping people like you since 1974. Funding comes from public and private grants, therefore all foreclosure services on this site are completely free of charge.