Our Mission

Credit.org is a non-profit agency formed in 1974. Our mission is simple, yet vital: Our people improve the lives and financial well-being of individuals and families by providing quality financial education and coaching.

Credit.org’s Goal

The goal of credit.org is to provide a comprehensive online hub of personal finance education and learning resources that guide consumers in improving their personal finances. Our mission is to provide financial education to members of the general public and families and individuals in need. Financial education is the core focus of our organization and credit.org offers confidential and professional credit counseling, debt management services, bankruptcy education and housing counseling as well as online personal finance education and in-person seminars.

Credit.org 2019 Annual Report

2017 Annual report

Credit.org 2018 Annual Report

2018 Annual Report

Credit.org 2017 Annual Report

2017 Annual report

Credit.org 2016 Annual Report

2016 Annual report

People logging onto credit.org will find a wealth of useful information on budgeting, credit, housing, financing a car, insurance and avoiding (or recovering from) identify theft. In addition to videos, webcasts, financial calculators, the Blog has a vast library of written material covering a series of financial and money management related topics.

Personal Finance Coaching

Credit.org conducts MOVE (Move Outreach Valuable Education) seminars and workshops throughout Southern California, and supports distance learning via our on-line learning program, called the FIT Academy. Contributors to the FIT Academy curriculum are all credit counselors and committed to your success. The FIT Academy’s curriculum is designed to help you PEDAL through a series of financial goals: Preparation, Education, Debt Management, Accumulation, and Lifelong Goals.

Our Credentials

In this day and age, it is difficult to know whom to trust. That is why we wear our “badges” proudly on our site. It is these badges along with our more than 40 years of experience that reassure you that you have found the right agency for assistance. Take a look at what these badges mean and what they should mean to you.


Accredited by the Better Business Bureau (BBB)

Since 1983, we have maintained our rating with the Better Business Bureau and take it seriously.


Accredited by the Council on Accreditation

Credit.org undergoes an extensive review process by an independent review group to make sure we provide the best possible nonprofit services to the community.


HUD-Approved Housing Counseling Agency

We are a HUD-approved housing counseling agency. To maintain this certification, we keep meticulous records and undergo regular audits.


Member of NFCC

The National Foundation for Credit Counseling promotes the national agenda for financially responsible behavior, financial educations, and consumer credit counseling services.


Consumer Credit Counseling Service Agency

Credit.org was founded in 1974 as Consumer Credit Counseling Service of the Inland Empire (CCCS-IE). As we expanded our geographic borders beyond the Inland Empire we changed our name to credit.org to distinguish ourselves from other CCCS agencies.


Our office is located at: 1450 Iowa Avenue, Suite 200, Riverside, CA 92507. View Map. You may contact us by calling 1 (800) 431-8157.

Do You Have Too Much Credit Card Debt?

Contact us for a free credit counseling session to determine if you qualify for a debt management plan.

Call Us: 1(800) 431-8157

Credit.org is committed to protecting our clients’ personal information. Learn more in our privacy policy.