Services
Services We Offer
Since 1974, we've helped people take control of their finances. As a HUD-approved agency, we offer expert housing, debt, and credit counseling to help you buy a home, manage debt, and build financial stability.
Learn more about Credit.org
Reverse Mortgage
Reverse Mortgage Academy
Learn how a reverse mortgage may be right for you.Try our free course.
Reverse Mortgage Counseling (HECM)
Turn your home equity into retirement security through the required course.
Housing Assistance
Home Buyer Counseling
Evaluate your mortgage readiness and plan for a successful home purchase.
Foreclosure Assistance
Explore options, manage finances, and protect your home with tailored support.
Rental Counseling
Rent smart, manage your debt, and secure a home stress-free.
Credit Building
Smart Credit Moves
Start with Credit Counseling
Get expert help to bounce back.
Improve Credit Score
Better credit means better opportunities, let’s raise your score.
Credit Report Review
Spot errors, fix them, and take control of your future.
Debt Relief
Debt Counseling
That Works for You
Lower stress, save money, and take control today.
Debt Management Program
Get a smart plan to cut costs and pay off debt faster.
Bankruptcy
Without the Stress
Know your options and rebuild with expert guidance.
Smart Solutions
for Student Loans
Get expert strategies to manage debt and regain financial freedom.
Financial Resources
Explore expert financial education and resources to master credit, debt, and housing decisions for long-term success
Explore Solutions
FIT Academy
Budget 101
Learn to save, spend smart, and take control of your finances.
Wise Use of Credit
Smart credit habits to build a stronger score.
Budget 911
Learn about quick fixes to get your budget back on track fast.
Preventing Foreclosure
Learn how to keep your home safe and secure.
Roadmap to Financial Freedom
Clear steps to ditch debt and build wealth.
Power to Paycheck Planning
Make every paycheck work harder for you.
Indentity Theft Prevention
Protect your money from fraud and scams.
Understand Your Credit Report
Decode your credit and fix mistakes fast.
Financial Resources
Homebuyer Classes
Learn the steps to buy a home with expert-led classes.
Homebuyer Courses
Take in-depth courses to prepare for homeownership.
Downloadable Financial Guides
Easy-to-follow guides to help you manage money smarter.
Downloadable Financial Resources
Access tools and resources to improve your financial future.
Financial Calculators
Crunch the numbers and plan your financial goals.
Financial Education Videos
Watch expert tips online about credit, debt, and housing.
Partnerships
Get exclusive access to trusted financial partnerships.
Blogs
800-431-8157
Schedule your counseling
EN
ES
Services
Services We Offer
Since 1974, we've helped people take control of their finances. As a HUD-approved agency, we offer expert housing, debt, and credit counseling to help you buy a home, manage debt, and build financial stability.
Learn more about Credit.org
Reverse Mortgage
Reverse Mortgage Counseling (HECM)
Housing Assistance
Home Buyer Counseling
Foreclosure Assistance
Rental Counseling
Credit Building
Smart Credit Moves Start with Credit Counseling
Improve Credit Score
Know Your Credit Report, Fix Mistakes
Debt Relief
Debt Counseling That Works for You
Debt Management Program
Bankruptcy Without the Stress
Smart Solutions for Student Loans
Financial Education
Explore expert financial education and resources to masteer credit, debt, and housing decisions for long-term success
Explore Solutions
FIT Academy
Budget 101
Budget 911
Roadmap to Financial Freedom
Power to Paycheck Planning
Indentity Theft Prevention
Understand Your Credit Report
Wise Use of Credit
Preventing Foreclosure
Financial Resources
Homebuyer Classes
Homebuyer Courses
Downloadable Financial Guides
Downloadable Financial Resources
Financial Calculators
Financial Education Videos
Partnerships
Blogs
Explore expert financial education and resources to masteer credit, debt, and housing decisions for long-term success
Explore Solutions
FIT Academy
Budget 101
Budget 911
Roadmap to Financial Freedom
Power to Paycheck Planning
Indentity Theft Prevention
Understand Your Credit Report
Wise Use of Credit
Preventing Foreclosure
Financial Resources
Homebuyer Classes
Homebuyer Courses
Downloadable Financial Guides
Downloadable Financial Resources
Financial Calculators
Financial Education Videos
Partnerships
Schedule Your appointment
800-431-8157
EN
ES
800-431-8157
EN
ES
Contact Us
Looking to improve your financial well-being?
Credit.org provides access to quality financial education, counseling, and assistance.
951-781-0114
Office Locations
Riverside, CA - Headquarters
Phone Number:
951-781-0114
Toll-Free Number:
800-431-8157
Address:
1450 Iowa Ave Suite 200, Riverside, CA 92507
National City, CA
Phone Number:
619-830-4802
Toll-Free Number:
800-580-1592
Address:
2140 Hoover Ave #115, National City, CA 91950
Hemet, CA
Phone Number:
951-524-9957
Toll-Free Number:
855-736-7782
Address:
11555 W Florida Ave, Hemet, CA 92543
Henderson, Nevada
Phone Number:
702-389-6427
Toll-Free Number:
833-258-2283
Address:
871 Coronado Center Drive, Suite 200, Henderson, NV 89052
Phoenix, Arizona
Phone Number:
480-542-1865
Toll-Free Number:
855-494-4718
Address:
2 N. Central Avenue, Suite 1800, Phoenix, AZ 85004
Seattle, Washington
Phone Number:
509-581-4927
Toll-Free Number:
855-494-4719
Address:
450 Alaskan Way South, Suite 200, Seattle, WA 98104
Arlington, Texas
Phone Number:
817-583-7111
Toll-Free Number:
888-996-7273
Address:
2000 E. Lamar Boulevard,
Suite 600, Arlington, TX 76006
Savannah, Georgia
Phone Number:
912-303-7584
Toll-Free Number:
888-953-2272
Address:
100 Bull Street, Suite 200, Savannah, GA 31401
Jacksonville, Florida
Phone Number:
904-586-3157
Toll-Free Number:
888-951-2272
Address:
4720 Salisbury Road, Jacksonville, FL 32256
North Charleston, South Carolina
Phone Number:
843-574-8668
Toll-Free Number:
888-390-7696
Address:
5935 Rivers Ave., Suite 101B, North Charleston, SC 29406
Pittsburgh, Pennsylvania
Phone Number:
412-790-5697
Toll-Free Number:
888-997-7273
Address:
322 North Shore Drive,
Building 1B, Suite 200, Pittsburgh, PA 15212
Departments and Phone Numbers
Customer Support
Phone Number:
951-781-0114
Holiday Schedule Hours:
View Holiday Hours
Email:
info@credit.org
TTY Hearing Impaired
Phone:
800-947-3752
Credit & Debt Counseling
Monday-Friday: 6:00am - 6:00pm (PT)
Saturday: By appointment only
Sunday: Closed
Phone:
951-781-0114
Bankruptcy
Monday-Friday: 6:00am - 6:00pm (PT)
Saturday: By appointment only
Sunday: Closed
Phone:
800-353-8971
Homebuyer Counseling
Monday-Friday: 6:00am - 6:00pm (PT)
Saturday: By appointment only
Sunday: Closed
Phone:
800-294-3896
Foreclosure
Monday-Friday: 6:00am - 6:00pm (PT)
Saturday: By appointment only
Sunday: Closed
Phone:
800-294-3896
Reverse Mortgage
Monday-Friday: 6:00am - 6:00pm (PT)
Saturday: By appointment only
Sunday: Closed
Phone:
800-294-3896
Rental Counseling
Monday-Friday: 6:00am - 6:00pm (PT)
Saturday: By appointment only
Sunday: Closed
Phone:
800-294-3896
Holidays We’ll Be Taking Off in 2025
01/01 - New Year’s Day
01/20 - MLK Day
02/17 - President’s Day
05/26 - Memorial Day
06/19 - Juneteenth
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