Melinda Opperman

Chief External Affairs Officer

Melinda Opperman is an exceptional educator who lives and breathes the creation and implementation of innovation ways to motivate and educate community members and students about financial literacy. Melinda joined in 2003 and has over two decades of experience in the industry.

Melinda has been interviewed countless times as an expert source by various print, on-line, radio and television outlets in both local and nationwide media, including CNNMoney, NBC’s Money Matters, Navy News – Pentagon Channel Cable TV, National Public Radio, San Diego Union Tribune, Press Enterprise, Wall Street Journal, Reuters, Woman’s Day Magazine, The Economist, Money Magazine,,, and AOL’s

Melinda holds a Bachelor of Science with honors from California State University, Northridge and is certified as a Consumer Credit Counselor by the National Foundation for Credit Counseling (NFCC). Based upon Melinda’s community outreach and education efforts, she was awarded the prestigious Outstanding Educator of the Year Award in 2008. The award is part of the NFCC’s Professional Achievement and Counseling Excellence (PACE) Awards program, the nation’s largest and longest serving national nonprofit credit counseling organization. This award honors the recipient’s advocacy and contributions to the community, the example they set for their peers in ethical behavior, the innovation and resourcefulness they use to motivate consumers and their dedication to professional and personal development.

Melinda is the managing editor for’s popular Consumer Guide to Good Credit a comprehensive financial empowerment curriculum and DIY (do-it-yourself) guide developed to help you manage your credit situation. This is a free e-book and requires no special login. While good credit translates to paying less in interest and fees when using a credit card, most importantly good credit can save you thousands of dollars over the life of an auto loan, and tens of thousands over the life of your mortgage and is critical to building generational wealth.

Contact Information
Phone: (951) 779-7711
We are happy to assist members of the media. Please contact Melinda with your inquiry.