Mejore su crédito con asesoramiento crediticio al consumidor

Start your reverse mortgage journey on the right foot with this free, non-required course designed to better educate eligible homeowners. This course is intended to empower you with the knowledge and confidence to make an informed decision on whether or not a reverse mortgage is right for you.

Please Note: This course is for informational and educational purposes only. It does not fulfill the HUD-required HECM counseling that is mandatory after meeting with a lender to proceed with a reverse mortgage.  For your HUD-required HECM counseling click here.
Lupa colocada sobre coloridos informes financieros, que simboliza el análisis, la revisión y la atención al detalle.Lupa colocada sobre coloridos informes financieros, que simboliza el análisis, la revisión y la atención al detalle.
Chapter 1:
Basics of Reverse Mortgages

Gain a foundational understanding of reverse mortgages, what it is, how it works, and how it can help you access your home equity. This chapter simplifies complex concepts to give you clarity and confidence.

Chapter 2:
Eligibility and Process

Learn what qualifies you for a reverse mortgage and walk through the application process step-by-step. Discover the financial aspects, including costs, fees, and payment options.

Chapter 3:
Benefits, Risks, and Alternatives

Explore the key advantages of reverse mortgages, potential risks to consider, and alternative solutions that may better suit your needs. This chapter ensures you make the most informed decision possible.

Chapter 4:
Decision-Making
and Next Steps

Put your knowledge into action by exploring whether a reverse mortgage aligns with your goals. Our certified housing counselors provide 1-on-1 education, empowering you with the pros and cons to make the right decision for you.

Not Sure if a Reverse Mortgage is Right For You?

Graphic depicting how a reverse mortgage can fund your future.

Descubra información oculta,Obtenga el control financiero

Obtenga una visión clara de lo que su informe crediticio dice sobre usted. Nuestros expertos lo guían a través de cada factor que afecta su calificación y lo ayudan a identificar exactamente dónde se pueden realizar mejoras.Personalized Answers, Not Generic Advice – Unlike online courses, a certified counselor provides one-on-one guidance tailored to your unique financial situation.

Ask Questions and Get Real Solutions – Get immediate answers to your concerns, with expert insights that go beyond general online information.

Understand Your Best Options – A counselor helps you explore how a reverse mortgage compares to other financial solutions, giving you clarity on the right choice.

Corregir errores de informes,Construye una puntuación más sólida
Can Do for You Next

Identificaremos y abordaremos las imprecisiones que puedan estar reduciendo tu puntuación. La corrección de estos errores proporciona un nuevo comienzo y una base sólida para el crecimiento continuo del crédito y la salud financiera.

✅  Smart Retirement Planning – See how a reverse mortgage could impact your long-term financial security and provide extra cash flow when you need it most.

✅  Clear Financial Insights – Understand how much equity you can access and how it could supplement your retirement income.

✅  Personalized Loan Estimates – Get a tailored breakdown of potential loan amounts, interest rates, and repayment scenarios based on your home’s value.

Preguntas frecuentes sobre asesoramiento crediticio

¿Cómo funciona la asesoría crediticia al consumidor?

*Pase el puntero del ratón para ver la respuesta
Yes, you can elect to purchase a one hour personalized counseling session that provides answers to your unique situation with a certified housing counselor.

Do I need to take the course before applying for reverse mortgage?

*Pase el puntero del ratón para ver la respuesta
No, this course is optional, but it’s a valuable resource to help you feel confident about your decisions.

Is the Reverse Mortgage Academy online course really FREE?

*Pase el puntero del ratón para ver la respuesta
Yes, the Reverse Mortgage Academy is completely FREE with no hidden costs.