Financial Instructional Training (FIT)

Based on the recommendation from Memorial Behavioral Health, you can start your suggested course by following the steps below.

Step 1: Gauge your understanding, take pre-quiz.

Step 2: Get your knowledge on, watch videos.

Step 3: Measure your results, complete post-quiz.

Upon completion of your course you will be able to download your certificate. If you would like to discuss your financial goals in detail our financial counselors are ready to help. Click here

Our free online course will help you understand how your credit score is calculated, what your credit report says about you, and what you can do to ensure that your credit report is accurate and reflects positively on you.
This course is a great starting point for anyone who feels overwhelmed by all of the bills and paperwork standing between them and financial freedom. We teach you where to start, how to organize your spending, and what things you should prioritize when building your perfect budget.
If a budget emergency strikes, your best response is to act quickly. This course will teach you to live a more wallet-friendly lifestyle so you can weather any budget crisis. We’ll also help you find ways to save more of your income rather than spending every dime.
The identity theft prevention course will teach you how identity theft works so you know what to do to protect yourself. You’ll learn about your rights as a consumer and find out what to do if identity theft happens to you.
Personal finance education begins with knowing how to plan. This course applies all of our expertise to help you create a budget. Learn strategies for categorizing your expenses, tracking your spending, and putting together a new budget.
The Wise Use of Credit course will teach you how credit works and how to use it responsibly to build a strong financial future. You’ll learn the pros and cons of credit, how to avoid common pitfalls like high interest and overspending, and how to improve or maintain your credit score.

Services We Offer

Navigating the home buying process can feel overwhelming, especially when loan terms are complex or you're unsure what’s affordable. Our Pre-Purchase counseling is designed to protect you, prepare you, and help you move forward purchasing your dream home with clarity and confidence.
Our HUD-certified housing counselors are here to guide you through every step, offering tailored solutions that fit your unique financial needs. Take the next step to protect your home, secure your future, and rebuild financial security.
Rent4Success empowers you with the confidence, knowledge, and preparation to overcome barriers and achieve lasting rental success in today’s market.
Gain a clear view of what your credit report says about you. Our experts guide you through each factor that impacts your score, helping you identify exactly where improvements can be made.
With our nonprofit debt management plan, you can consolidate high-interest debts like credit cards, personal loans, and medical bills into one payment. We negotiate lower rates, making debt repayment easier and helping you move closer to financial freedom.
Learn how bankruptcy can provide relief, protect your assets, and set you on a path toward financial stability. Not all situations qualify for bankruptcy. Our counselors explain what qualifies you, assess your finances, and outlines your options
Through HUD-approved counseling, gain clear understanding of what a reverse mortgage is, how a reverse mortgage works, and whether it aligns with your financial needs.
Rent isn’t your only bill and when loans, credit cards, and utilities pile up, it adds pressure fast. Get help to organize it all and build a realistic plan that gets all your bills and rent covered.