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No Obligation
No Pressure
Use the Rent Affordability Calculator or speak with a housing counselor for personalized guidance.
Always Free
No Obligation
Confidential
For Educational Guidance
Estimated Available Equity
Estimated Monthly Payment Option
Interest Rate Range
Speak with a certified housing counselor to review your situation, questions, and next steps.
Requirements vary by landlord and location, but most look for scores of 620 or above. Your counselor helps you understand your current score and how to improve it if needed.
While an eviction can make renting more challenging, it does not make it impossible. Your counselor helps you address this proactively and present your strongest application.
Most landlords look for gross monthly income of at least 3 times the monthly rent. Your counselor helps you calculate your qualification range and plan accordingly.
Yes. Credit.org is a nonprofit organization and our Rent4Success counseling is provided at no cost to help you achieve rental success.
Typically you need pay stubs, bank statements, photo ID, references, and sometimes a rental history report. Your counselor helps you prepare everything in advance.
A typical session runs 45 to 60 minutes. You will leave with a personalized rental readiness plan, a clear understanding of what landlords look for, and actionable steps to strengthen your application.
Private & confidential
Educational guidance
HUD-approved agency
No lender sales pressure