⚠ Important Notice: We provide services only to clients residing in the United States ⚠
National Foundation for Credit Counseling
In an exciting collaboration between the National Foundation for Credit Counseling (NFCC) and Credit.org, we're committed to turning your financial challenges into victories. Whether you're grappling with student loans, drowning in credit card debt, or facing unforeseen financial hurdles, our partnership brings together the best of both worlds to offer unparalleled support.
Who is the NFCC?
The National Foundation for Credit Counseling (NFCC), founded in 1951, is considered the gold standard in the financial counseling sector. The NFCC is the largest and longest-serving nonprofit financial counseling organization in the United States with nonprofit credit counseling member agencies serving consumers nationwide. Learn more about the NFCC and its membership below:
Credit.org is a Certified Member of The NFCC. Credit.org has been an acknowledged member of the NFCC since its founding in 1974.As a proud NFCC member, credit.org provides access to coaches that can give you the financial guidance you need to get back on the right track.
Industry Relations
The NFCC negotiates with the creditors who participate in Credit.org’s Debt Management Programs. The standardized concessions the creditors offer make it possible for us to counsel clients individually and immediately estimate how the creditors will work with them to achieve debt relief.
Without the NFCC conducting this negotiation at a high level, members would have to enter into individual negotiations for each of the thousands of clients who seek help; this would be practically impossible.The NFCC also helps form partnerships with charities and grant providers to help reach a larger audience and fund the agency’s operations without being forced to charge large fees of our clients.
How Our Partnership Guarantees You Better Financial Support
Certification
The NFCC provides counselor certification for its member agencies, like Credit.org. By certifying these counselors, Credit.org can help clients make the best decisions regarding their personal finances. Counselors must become re-certified every two years.
Accreditation
NFCC Members must also be accredited by the Council on Accreditation (COA), which signifies meeting the highest standard of service delivery. COA ensures that our practices are ethical, financially sound, and focused on serving the best interests of our clients.
Initiatives
Get a step-by-step plan tailored to your situation, often lowering interest rates, consolidating payments, and helping you pay off your debt faster with one monthly payment.
Administrative Support
You’ll gain access to budgeting tools, debt tracking resources, and personal guidance, empowering you to maintain control and avoid falling back into unmanageable debt.
