Nonprofit
Rental Recovery
Free
HUD-Approved Housing Counseling Agency
NFCC Member
501(c)(3) Nonprofit
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100% Free
No Obligation
No Pressure
Use our free financial tools or connect with a counselor for personalized support.
Always Free
No Obligation
Confidential
For Educational Guidance
Estimated Available Equity
Estimated Monthly Payment Option
Interest Rate Range
Speak with a certified housing counselor to review your situation, questions, and next steps.
Absolutely. Everything you share is confidential. We create a judgment-free space so you can be open about your challenges without fear or shame.
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If you are facing an urgent housing crisis, our counselors can walk you through what actions you may still be able to take to stabilize your situation.
No, there is no cost for rental recovery counseling. Credit.org is a nonprofit organization and our services are provided at no charge.
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Yes, the counseling is provided in English and Spanish for Rent4Recovery.
A DMP consolidates your credit card and unsecured debts into one lower monthly payment, often with reduced interest rates. This frees up cash flow so you can stay current on rent and other essential bills.
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Bring recent pay stubs, your monthly bills, credit card statements, and any lease or rental agreements. This helps your counselor build the most accurate picture of your finances.
Private & confidential
Educational guidance
HUD-approved agency
No lender sales pressure
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