Become Mortgage Ready with HUD-Approved Housing Counseling

Get on the fast track to owning your own place. No more paying rent for a space that’s not yours. Our HUD-certified counselors are here to guide you every step of the way on your path to mortgage readiness. With our expertise, you’ll get a clear, personalized roadmap, crafted to tackle any financial hurdles that may stand between you and homeownership.
Magnifying glass placed over colorful financial reports, symbolizing analysis, review, and attention to detail.Magnifying glass placed over colorful financial reports, symbolizing analysis, review, and attention to detail.

Making Mortgage Readiness
Clear and Achievable

Magnifying glass placed over colorful financial reports, symbolizing analysis, review, and attention to detail.

Customized Mortgage Readiness Plan

Obtenga una visión clara de lo que su informe crediticio dice sobre usted. Nuestros expertos lo guían a través de cada factor que afecta su calificación y lo ayudan a identificar exactamente dónde se pueden realizar mejoras.

Access to Financial Assistance Programs

Identificaremos y abordaremos las imprecisiones que puedan estar reduciendo tu puntuación. La corrección de estos errores proporciona un nuevo comienzo y una base sólida para el crecimiento continuo del crédito y la salud financiera.
Image of a smiling woman holding a credit card while participating in a credit score education counseling session over the phone with Credit.org.Magnifying glass placed over colorful financial reports, symbolizing analysis, review, and attention to detail.
Young woman wearing glasses sitting at a table, reviewing documents with focus, symbolizing organization and financial planning.Magnifying glass placed over colorful financial reports, symbolizing analysis, review, and attention to detail.

Trusted HUD-Certified Housing Counselors

Nuestro enfoque no se limita a revisar, sino que lo preparamos para el éxito. Con un plan de acción personalizado, sabrá exactamente qué medidas debe tomar para mejorar su calificación y aprovechar nuevas oportunidades financieras.

Take the First Steps Toward
Mortgage Readiness

Step 1
Financial Health Check-Up

A comprehensive review of your finances, examining your credit score, debt levels, income, and savings to pinpoint your financial strengths and create a clear roadmap.

Step 2
Credit Improvement Plan

Enhance your credit profile with a custom plan to make you more attractive to lenders and unlock a broader range of mortgage options and favorable rates.

Step 3
Budgeting and Savings Strategy

A strong budget and savings plan is essential for both your mortgage and the upfront costs of homeownership.  Saving for key expenses like a down payment and closing costs prepare you for homeownership.